One Liner Current Affairs: July 2025

National Affairs

1. India invited global tenders for the 1,856 MW Sawalkote hydro project on the Chenab. Notes ›

Government Schemes

2. The Department of Telecommunications launched the Sanchar Mitra Scheme to involve youth in telecom awareness and digital safety. Notes ›
3. NCDC backs women's empowerment through Swayamshakti Sahakar Yojna and Nandini Sahakar. Notes ›
4. PMBJP began in November 2008 under the Department of Pharmaceuticals and is managed by PMBI. Notes ›

Banking & Finance

5. The Banking Laws (Amendment) Act, 2025 amends five banking laws. Notes ›
6. Indian Overseas Bank temporarily reverted to its old internet banking interface after problems with the new system. Notes ›
7. SEBI revamped the ESM for small- and micro-cap stocks from 29 July 2025. Notes ›
8. A Multi-Asset Allocation Fund invests in several asset classes through one professionally managed fund. Notes ›

Economy

9. SIDBI's third MSME Outlook Survey: M-BCI rose to 63.75 in Q1 FY26 from 60.82. Notes ›

International Affairs

10. On 30 July 2025 the US President announced a 25% tariff on Indian imports effective 1 August 2025. Notes ›
11. A 7.1 earthquake struck a remote part of Tibet in China, about 75 km from the Everest region. Notes ›

Agriculture & Rural

12. On 30 July 2025 the Agriculture Minister said tenant farmers can use PMFBY and MSP procurement with landowner and state consent. Notes ›
13. KAU demonstrated drone sowing in waterlogged Pokkali paddy fields of Kumbalangi. Notes ›
14. ICRISAT launched an AI project for personalised agromet advisories for smallholders. Notes ›

Environment & Ecology

15. Sustainability Mafia (SusMafia) released a Climate-Tech Opportunity Map with 25 startup problem statements. Notes ›

Defence & Security

16. India and the UAE agreed at the 13th JDCC to deepen defence and maritime cooperation. Notes ›

National Affairs

1. A new Harappan site at Ratadiya Ri Dheri, Jaisalmer, is the first IVC settlement in the Thar's arid core. Notes ›

Government Schemes

2. The Ministry of Cooperation, with NABARD, is computerizing all functional PACS on a common ERP platform. Notes ›

Banking & Finance

3. RBI capped all regulated entities' combined investment in one AIF scheme at 20% of its corpus, and a single entity at 10%. Notes ›
4. SEBI approved a pilot of fractional share trading through its innovation sandbox. Notes ›
5. The PSB digital MSME credit model was launched March 6, 2025. Notes ›
6. RBI lifted the Corrective Action Plan on Religare Finvest with immediate effect after management changes. Notes ›
7. SBICAP Securities launched ProZero, offering zero brokerage on intraday equity, futures and options. Notes ›

Economy

8. The IMF raised India's FY26 growth forecast to 6.4% from 6.2% in its July 2025 WEO update. Notes ›
9. The RBI launched the 111th round of the Industrial Outlook Survey (IOS) for manufacturing sentiment. Notes ›
10. IIP growth slowed to 1.5% in June 2025, a 10-month low. Notes ›

Agriculture & Rural

11. NABARD's consultancy arm began its first carbon credit pilot in Koppal, Karnataka. Notes ›

Science & Technology

12. SaaS is a cloud delivery model: the provider hosts the app and users reach it through a browser on subscription. Notes ›

Defence & Security

13. DRDO conducted two back-to-back flight-tests of the Pralay missile from Dr APJ Abdul Kalam Island, Odisha. Notes ›

Reports & Indexes

14. India scored 25.5 on the Gini Index, placing it among the more equal societies. Notes ›
15. NABARD's May 2025 RECSS covered 600 villages and 6,000 households. Notes ›

National Affairs

1. PM Modi honoured Rajendra Chola I on his birth anniversary at Gangaikonda Cholapuram; statues and a coin were announced. Notes ›
2. Maharashtra passed the Special Public Security Bill, 2024 targeting Left-Wing Extremist fronts. Notes ›

Government Schemes

3. The Ministry of Culture launched the National Mission on Cultural Mapping, implemented by IGNCA. Notes ›
4. ODOP, led by DPIIT, promotes one product or service per district and is merged with Districts as Export Hubs. Notes ›
5. MSME Ministry's technology portal lists 116 eligible technologies for SPICE subsidy. Notes ›
6. NALSA launched the Veer Parivar Sahayata Yojana 2025 on 29 July 2025. Notes ›

Banking & Finance

7. NPCI is preparing face and fingerprint authentication for UPI. Notes ›
8. The RBI draft introduces Eligibility Criteria for Business Authorisation (ECBA), replacing FSWM for Urban Co-operative Banks. Notes ›
9. Bank of India Mutual Fund launched an actively managed midcap equity scheme. Notes ›

Economy

10. LIC signed $1 billion of forward rate agreements with major Wall Street banks. Notes ›

International Affairs

11. Thailand and Cambodia agreed to an 'unconditional' ceasefire effective midnight. Notes ›
12. China will pay $500 yearly per child under three. Notes ›

Science & Technology

13. IN-SPACe began a short course on space technology in agriculture on 27 July 2025. Notes ›

Environment & Ecology

14. India had 3,682 wild tigers in 2022, up 161% from 1,411 in 2006, about 75% of the global population. Notes ›

Reports & Indexes

15. SOFI 2025 says 8.2% of the world, about 720 million people, were chronically hungry in 2024, down from 8.7% in 2022. Notes ›

National Affairs

1. Sohrai art was showcased at Kala Utsav 2025; President Droupadi Murmu called it the soul of India. Notes ›
2. The National Crisis Management Committee gained statutory backing under the amended Disaster Management Act, 2005 (Section 8A(2)). Notes ›

Banking & Finance

3. KYC helps trace money trails to deter terrorism, corruption, drug trafficking and scams. Notes ›
4. Payment banks asked RBI to cut SLR, allow loans up to ₹5 lakh and raise the deposit cap to ₹5 lakh. Notes ›
5. Bengaluru fintech Xflow received RBI in-principle approval to operate as a cross-border payment aggregator (PA-CB). Notes ›
6. SEBI lifted trading curbs on US-based HFT firm Jane Street. Notes ›

Economy

7. Net FDI inflows slowed, so the government and Invest India shortlisted six sectors for outreach. Notes ›

Agriculture & Rural

8. Horticulture contributes about 33% of agricultural GVA (IBEF, 2024). Notes ›

Science & Technology

9. NISAR, a joint NASA-ISRO mission, was set to launch on GSLV Mk-II from Sriharikota on 30 July 2025. Notes ›
10. CERT-In issued comprehensive cyber security audit policy guidelines. Notes ›

Environment & Ecology

11. Expert panel suggested power corridors for transmission lines in Gujarat and Rajasthan. Notes ›

Defence & Security

12. The 14th edition of Exercise Bold Kurukshetra, between India and Singapore, began in Jodhpur in 2025. Notes ›

Reports & Indexes

13. The RBI's FI Index for the year ended March 2025 scored 67.0; the index began in 2021. Notes ›

National Affairs

1. India observes the 26th anniversary of Kargil Vijay Diwas on 26 July 2025. Notes ›

Government Schemes

2. The Standing Committee on Rural Development and Panchayati Raj flagged slow SVAMITVA progress. Notes ›
3. PM-VBRY replaces the ELI Scheme and starts 1 August 2025 with an outlay of ₹99,446 crore. Notes ›
4. Bima Sakhi Yojana appoints rural women as Bima Sakhis at Gram Panchayat level. Notes ›
5. The National Cooperation Policy 2025 replaces the National Policy on Cooperatives of 2002 and sets direction up to 2045. Notes ›

Banking & Finance

6. SEBI's 25 July 2025 consultation paper proposes lighter disclosure for listed non-convertible securities. Notes ›
7. RBI Governor Sanjay Malhotra called for a sustainable funding model for UPI, now above 60 crore daily transactions. Notes ›
8. Federal Bank, M2P and MinkasuPay launched India's first biometric authentication for e-commerce card payments. Notes ›
9. BAANKNET, the PSB property e-auction platform, became operational on 1 July 2024 and was formally launched in January 2025. Notes ›
10. The Union government nominated Anuradha Thakur as a Director on the RBI Central Board. Notes ›

International Affairs

11. PM Modi's July 2025 Maldives visit produced 8 bilateral agreements. Notes ›

Science & Technology

12. Draft NTP 2025 guides telecom growth from 2025 to 2030, stressing self-reliance and universal access. Notes ›
13. TRACERS launched on 23 July 2025 on a Falcon 9 Block 5 from Vandenberg SLC-4, California. Notes ›

Environment & Ecology

14. The 15th Conference of the Contracting Parties to the Ramsar Convention runs from 23 to 31 July 2025. Notes ›

Reports & Indexes

15. India rose to 77th in Q2 2025 from 85th in Q1 in the Henley Passport Index. Notes ›

Government Schemes

1. eShram was launched on 26 August 2021 by the Ministry of Labour and Employment to build the National Database of Unorganised Workers (NDUW). Notes ›
2. SPoCS is a Ministry of Culture scheme implemented by NCSM. Notes ›
3. The Department of Posts introduced the DHRUVA policy on 25 July 2025. Notes ›

Banking & Finance

4. PayPal announced PayPal World to link global payment systems and wallets in one network. Notes ›
5. The Hong Kong Monetary Authority fined Indian Overseas Bank's Hong Kong branch HK$850,000. Notes ›
6. Shriram Life Insurance announced a partnership with ESAF Small Finance Bank on July 23, 2025. Notes ›

Economy

7. Nitin Gupta (Retd. IRS), former CBDT Chairman, was appointed Chairperson of NFRA. Notes ›
8. NSDL planned a ₹4,000 crore IPO for 30 July 2025. Notes ›

International Affairs

9. India and the UK signed the Comprehensive Economic and Trade Agreement (CETA) in July 2025 and endorsed the India-UK Vision 2035 roadmap. Notes ›
10. The ICJ delivered its climate advisory opinion on 23 July 2025, requested by the UN General Assembly. Notes ›
11. Clashes on 24 July occurred near Prasat Ta Muen Thom temple, close to Surin province. Notes ›

Agriculture & Rural

12. The Estimates Committee urged formalising the 20-30% organic premium through MSPs. Notes ›

Science & Technology

13. 3I/ATLAS is the third confirmed interstellar object, after 1I/ʻOumuamua (2017) and 2I/Borisov (2019). Notes ›
14. SITE ran from 1 August 1975 to 31 July 1976. Notes ›

Defence & Security

15. DRDO flight-tested the UAV-Launched Precision Guided Missile ULPGM-V3 at the NOAR range, Kurnool. Notes ›

National Affairs

1. Sports Minister Mansukh Mandaviya introduced the Bill in Lok Sabha. Notes ›
2. India's women's cricket team achieved a double series win in England. Notes ›

Banking & Finance

3. PayPal will let Indians pay overseas merchants via UPI at checkout. Notes ›
4. IRDAI proposed a mandatory internal insurance ombudsman scheme for insurers, covering claims up to ₹50 lakh. Notes ›
5. SBI Chairman C.S. Setty said on 23 July 2025 that SBI aims to be a top-10 global bank by market cap in five years. Notes ›
6. Kotak Mahindra Bank launched Solitaire, an invite-only programme for high net-worth clients. Notes ›
7. NSE's retail algo trading rules apply from August 1, 2025. Notes ›
8. KredX tied up with Canara Bank to widen MSME access to digital trade finance on DTX. Notes ›

Economy

9. RBI's July 2025 bulletin reported a 98.2% year-on-year fall in net FDI for May 2025. Notes ›
10. Cooperative banks' call money activity fell after NDS-CALL membership became mandatory, then recovered, RBI's July 2025 bulletin says. Notes ›
11. RBI's monthly bulletin showed LRS outward remittances fell 4.4% year-on-year in May 2025 to $2.3 billion. Notes ›
12. The RBI's July 2025 report cites kharif prospects and services momentum as supports. Notes ›

Agriculture & Rural

13. India is exploring local production of specialty fertilizers as China, source of about 80% of imports, curbs exports. Notes ›

Science & Technology

14. IITM ran CAIPEEX cloud seeding research in 2018-2019 over India's rain shadow region. Notes ›
15. Google will process Gemini 2.5 Flash data within India, addressing data sovereignty concerns. Notes ›
16. Parliament was told HLVM3 had completed development and ground testing. Notes ›

National Affairs

1. A social audit examined 54 sewer and septic tank deaths spread over 17 districts of 8 States and UTs. Notes ›

Government Schemes

2. PKVY promotes organic farming everywhere except the Northeast; MOVCDNER covers the Northeast. Notes ›

Banking & Finance

3. The Fintech Association for Consumer Empowerment (FACE) issued a first-of-its-kind Code of Conduct for RegTech firms. Notes ›
4. TRAI held a multi-regulator meeting on 22 July 2025. Notes ›
5. SEBI may let equity mutual funds invest in gold and silver under a proposed new categorisation framework. Notes ›
6. The RBI's FI-Index for FY26 stood at 70.0 (March 2026), up 4.48% from 67.0 a year earlier. Notes ›
7. CoinDCX lost crypto assets worth $44 million from its treasury on 19 July 2025. Notes ›
8. Phase IV of RRB consolidation under One State-One RRB cut their number from 43 to 28. Notes ›

Economy

9. Headline CPI inflation has stayed below RBI's 4% target since February 2025 and was 2.1% in June 2025. Notes ›

International Affairs

10. India's leadership on whole millet grain standards was appreciated at the 88th Codex Alimentarius Commission Executive Committee session in Rome. Notes ›

Agriculture & Rural

11. On July 22, 2025 the Centre approved PDPS for 162,500 metric tonnes of Andhra Pradesh Totapuri mangoes. Notes ›
12. Kisan e-Mitra is a voice-based AI chatbot in 11 regional languages, mainly for PM-KISAN queries, with over 95 lakh queries answered. Notes ›

Defence & Security

13. Yard 3034 Ajay is the eighth and final ship of the ASW Shallow Water Craft series. Notes ›

Reports & Indexes

14. The World Bank and MoHUA released 'Towards Resilient and Prosperous Cities in India', flagging heat waves and urban flooding. Notes ›

Awards & Persons

15. Ratan Thiyam, a globally acclaimed theatre personality, died at the age of 77. Notes ›

National Affairs

1. Urban female literacy is 84.9%, yet urban female labour force participation is only 28%. Notes ›
2. Jagdeep Dhankhar resigned as Vice President under Article 67(a), citing health. Notes ›
3. The Bills of Lading Bill, 2025 replaces the Indian Bills of Lading Act, 1856. Notes ›
4. National Flag Day on 22 July marks the Constituent Assembly's adoption of the national flag in 1947. Notes ›

Government Schemes

5. The Ministry of Tourism issued operational guidelines for SASCI, a centrally funded capital investment scheme. Notes ›
6. The Union Cabinet approved PMDDKY on 16 July 2025; it was first announced in Union Budget 2025-26. Notes ›

Banking & Finance

7. RBI's draft Digital Banking Channels Authorisation bars forced digital opt-in. Notes ›
8. SEBI's 7 July 2025 consultation paper proposes letting AMCs manage non-broad-based pooled vehicles like family offices. Notes ›

Economy

9. A Lok Sabha Select Committee submitted recommendations on the draft Income Tax Bill, 2025. Notes ›

International Affairs

10. China cleared a $137 billion mega dam on the Brahmaputra at Medog, Tibet. Notes ›

Science & Technology

11. NISAR is the first joint Earth observation mission of the US and India, set to launch 30 July 2025 at 5:40 p.m. IST. Notes ›

Environment & Ecology

12. Tamil Nadu has set up India's first Centre of Excellence for Hornbill Conservation. Notes ›

Reports & Indexes

13. Global wetlands cover over 1,800 million hectares. Notes ›

Awards & Persons

14. The Meri Panchayat app won the WSIS Prizes 2025 Champion Award at the WSIS+20 High-Level Event in Geneva. Notes ›

National Affairs

1. NSCSTI 2.0 was launched on 20 July 2025 under Mission Karmayogi. Notes ›
2. Film director Chandra Barot died at the age of 86. Notes ›
3. Dr Mansukh Mandaviya inaugurated the 'Youth Spiritual Summit' in Varanasi, Uttar Pradesh. Notes ›

Banking & Finance

4. RBI's draft directions ease EDPMS shipping bill closure for small exports; feedback due by end-July 2025. Notes ›
5. The Indian Banks' Association advised all banks to speed up migration to the SWIFT ISO 20022 messaging standard. Notes ›
6. Aurum PropTech became the first listed Indian company to get SEBI registration for an SM-REIT, named AMSA SM REIT Investment Trust. Notes ›
7. IRDAI's 132nd meeting set up Whole-Time Member-led panels to probe regulatory violations. Notes ›
8. SEBI began probing Jane Street over alleged manipulation of Nifty 50 and banking indices via algorithms. Notes ›

Economy

9. LRS outflow was $29.56 billion in FY25, with $2.5 billion in April 2025. Notes ›

International Affairs

10. A media report said US President Donald Trump and China's Xi Jinping were likely to meet around the APEC summit. Notes ›

Agriculture & Rural

11. On 11 July 2025 the Maharashtra Cabinet gave agricultural status to livestock and poultry farming, a first among States. Notes ›

Science & Technology

12. AdFalciVax is India's first indigenous two-stage malaria vaccine, aimed at Plasmodium falciparum. Notes ›

Defence & Security

13. INS Sandhayak, the first indigenous Survey Vessel Large (SVL), made its maiden port call at Port Klang, Malaysia. Notes ›

Reports & Indexes

14. India ranked first in the IMF and FIS Global Fast Payments Report 2025 with FPAS 87.5%. Notes ›

Awards & Persons

15. Scottie Scheffler won the British Open at Royal Portrush by four shots, his first Open title. Notes ›

Government Schemes

1. EPFO: weekends, holidays and job gaps up to 60 days will not break service for EDLI eligibility. Notes ›

Banking & Finance

2. SEBI proposed a separate framework for passive schemes. Notes ›
3. Retail asset securitisation volume rose 6% year on year to ₹52,000 crore in Q1 FY26. Notes ›

Economy

4. Electricity futures started on MCX on 10 July and on NSE on 14 July, as cash-settled derivatives. Notes ›

International Affairs

5. WHO certified Senegal in July 2025 as having eliminated trachoma as a public health problem. Notes ›

Agriculture & Rural

6. PMDDKY merges 36 schemes of 11 Central Departments; launch is set for October 2025 in the rabi season. Notes ›

Environment & Ecology

7. HSBC became the first major UK bank to leave the UN-backed Net-Zero Banking Alliance (NZBA). Notes ›
8. A 600-hectare enclosure has been set up in Banni grassland, Gujarat, for cheetah reintroduction. Notes ›

Defence & Security

9. The Navy commissioned INS Nistar on July 19, 2025 at Visakhapatnam. Notes ›
10. Indo-Russian Rifles Private Limited (IRRPL) will complete delivery of 6.01 lakh AK-203 rifles 22 months early. Notes ›

Awards & Persons

11. Global Finance magazine named SBI World's Best Consumer Bank 2025. Notes ›

National Affairs

1. MCA's revised Form CSR-1 applies from 14 July 2025 to trusts, societies and Section 8 companies executing CSR projects. Notes ›

Banking & Finance

2. SEBI study: 91% of retail F&O traders lost money in FY25, over ₹1 lakh crore in total. Notes ›
3. Indian mutual funds are moving from passive to active factor funds in 2025. Notes ›
4. ELSS funds are tax-saving mutual funds investing mainly in equities, with a Section 80C deduction. Notes ›
5. RBI was finalising rules for banks to disclose climate-related risks in lending. Notes ›
6. NIPL added 13 Indian banks to the UPI-PayNow link from 17 July 2025. Notes ›
7. IRDAI approved the transfer of Allianz SE's 26% equity on 15 July 2025. Notes ›

International Affairs

8. Britain and Germany signed a wide-ranging friendship treaty, deepening cooperation in defence, transport and migration. Notes ›
9. Yuliia Svyrydenko was appointed Ukraine's new Prime Minister. Notes ›
10. The UK government announced it will lower the voting age from 18 to 16. Notes ›

Agriculture & Rural

11. Cooperative sugar mills plan to turn molasses-based ethanol units into grain-based or multi-feedstock ones. Notes ›

Environment & Ecology

12. Birders found the long-billed bush warbler again in Ladakh's Suru Valley; its scientific name is Locustella major. Notes ›

Defence & Security

13. India tested the Akash Prime surface-to-air missile at high altitude in Ladakh. Notes ›
14. Indian Army trialled the Akash Prime air defence system successfully at high altitude in Ladakh. Notes ›

Reports & Indexes

15. The ninth Swachh Survekshan (2024-25) covered over 4,500 cities and 140 million residents' feedback. Notes ›

Government Schemes

1. The Cabinet approved PM Dhan-Dhaanya Krishi Yojana (PMDDKY), announced in Union Budget 2025-26. Notes ›

Banking & Finance

2. SEBI proposed valuing ETF gold and silver at domestic exchange spot prices. Notes ›
3. The RBI and DFS met banks and NBFCs to review ULI, a digital public infrastructure described as UPI for loans. Notes ›
4. SEBI is finalising a framework to rationalise penalties on stock brokers after a sub-committee report. Notes ›
5. EximPe received in-principle approval from RBI for a Payment Aggregator-Cross Border (PA-CB) licence. Notes ›

Economy

6. Fitch said RBI's liquidity steps will aid transmission of an expected 100 bps rate cut in 2025. Notes ›
7. GCCs are emerging as a key frontier in India's services export strategy. Notes ›
8. RBI will hold a ₹32,000 crore bond switch auction on 21 July 2025. Notes ›

International Affairs

9. India and Argentina held the 2nd Joint Working Group (JWG) meeting on agriculture. Notes ›
10. PM Narendra Modi was scheduled to visit the Maldives on 25-26 July 2025. Notes ›

Agriculture & Rural

11. ICAR marked its 97th Foundation Day on 16 July 2025. Notes ›

Science & Technology

12. Gujarat launched India's first Tribal Genome Sequencing Project to build a reference genetic database. Notes ›

Environment & Ecology

13. Delhi plans India's first net-zero emission e-waste eco park at Holambi Kalan, Narela. Notes ›

Defence & Security

14. A UK Royal Air Force F-35B Lightning II made an emergency landing at Thiruvananthapuram International Airport, Kerala. Notes ›

Reports & Indexes

15. The UN's SDG Report 2025, released at the High-Level Political Forum, warns that 35% of measurable targets are stagnating or reversing. Notes ›
16. Global Findex 2025 found 35% of Indian account holders had inactive accounts in 2021. Notes ›

National Affairs

1. Yakten in Pakyong district, Sikkim, is India's first digital nomad village. Notes ›
2. The Maharashtra Special Public Security (MSPS) Bill, 2024 was passed by voice vote on 10 July. Notes ›

Government Schemes

3. NSO and the Ministry of Education's Innovation Cell launched the Statathon Grand Challenge. Notes ›
4. Power Ministry launched ADEETIE at Panipat; the Bureau of Energy Efficiency implements it. Notes ›
5. PMKVY completed ten years, having trained over 1.63 crore youth since 2015. Notes ›
6. About 140k new accounts were opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY). Notes ›

Banking & Finance

7. SEBI's settlement scheme for migrated VCFs runs from 21 July 2025 to 19 January 2026. Notes ›
8. IRDAI proposed raising insurer caps on REITs and InvITs from 3% to 6%. Notes ›
9. The government will delay raising PSB FDI limits until RBI completes its review. Notes ›
10. Ageas Federal Life Insurance launched the India Sector Leaders Fund, a unit-linked insurance fund (ULIP). Notes ›
11. Private life insurers named in the report posted strong year-on-year growth in Profit After Tax for Q1 FY26. Notes ›

Economy

12. The unemployment rate for ages 15+ was 5.6% in June 2025. Notes ›

International Affairs

13. S. Jaishankar spoke at the SCO Council of Foreign Ministers (SCO-CFM) meeting held in China. Notes ›

Agriculture & Rural

14. GM maize field trials were set for PAU Ludhiana in kharif 2025 after GEAC and Punjab government approval. Notes ›
15. TAFE and ICRISAT signed an MoU for a JFarm Adaptive Agriculture Research and Extension Centre. Notes ›
16. The Sai Subhiksha Kisan Health Card was launched in Chikkaballapur district, Karnataka, for free farmer healthcare. Notes ›
17. Assam CM Himanta Biswa Sarma opened the country's first Aqua Tech Park. Notes ›

Defence & Security

18. A second US-made GE-F404 engine reached HAL for the Tejas Mk-1A jets. Notes ›

National Affairs

1. Dr. Mansukh Mandaviya announced the Youth Spiritual Summit to be held in Varanasi from 18 to 20 July 2025. Notes ›

Government Schemes

2. The Rural Development Ministry found serious misuse and manipulation of the National Mobile Monitoring System (NMMS). Notes ›
3. The 75th Pradhan Mantri Divyasha Kendra (PMDK) opened at Government Medical College, Badaun, Uttar Pradesh. Notes ›
4. The 10th anniversary of the Skill India Mission was observed on World Youth Skills Day. Notes ›

Banking & Finance

5. AU Small Finance Bank and LIC announced a bancassurance tie-up on 14 July 2025. Notes ›
6. With UPI at zero MDR, fintechs are turning to co-branded credit cards, personal loans and gold loans. Notes ›
7. CTBC Bank, Taiwan's largest privately owned bank, applied to IFSCA to set up an IFSC Banking Unit at GIFT City. Notes ›

Economy

8. RBI cut the repo rate by 100 basis points in recent months, yet several microfinance institutions raised lending rates. Notes ›
9. The Parliamentary Standing Committee on Finance discussed dedicated NCLT and NCLAT benches for IBC cases ahead of Monsoon Session amendments. Notes ›
10. RBI was reported to be moving from unsecured WACR to a secured overnight rate. Notes ›
11. The National Stock Exchange (NSE) placed fourth on the global IPO league table in H1CY25. Notes ›

Agriculture & Rural

12. NABARD launched RuralTech CoLab on its 44th Foundation Day, 13 July 2025. Notes ›

Science & Technology

13. IIST will study crop seeds flown on the Axiom-4 mission. Notes ›
14. Group Captain Shubhanshu Shukla was the pilot of Axiom Mission 4 (Ax-4). Notes ›

Environment & Ecology

15. A survey in Kaziranga between 18 March and 25 May 2025 documented 43 grassland bird species. Notes ›

Reports & Indexes

16. India ranked 26th on Ookla's median download speed, at 136.53 Mbps (April-June 2025). Notes ›

National Affairs

1. The SEZ Amendment Bill, expected in the Monsoon Session after Cabinet approval, would overhaul the SEZ Act, 2005. Notes ›

Banking & Finance

2. Over 1 billion people worldwide are unbanked. Notes ›
3. Bank funds in RBI's Standing Deposit Facility fell to ₹1.2 trillion from ₹3.26 trillion at July 2025's start. Notes ›
4. RBI clarified voluntary gold pledge on small loans does not breach collateral-free norms under PSL. Notes ›
5. CAMS Limited launched a new CAMSPay payment gateway for high-volume, real-time payments. Notes ›
6. RBI amended its Basel III Capital Regulations to widen the rating agencies usable for claims on non-resident corporates in IFSCs. Notes ›
7. Fintech firm Slice opened India's first physical bank branch with UPI-powered banking in Koramangala, Bengaluru. Notes ›
8. Kotak Mahindra Bank and IndiGo Airlines relaunched their co-branded credit cards. Notes ›

Economy

9. About 96% of households have bank accounts (NFHS-5), yet informal borrowing among poor families is rising. Notes ›
10. RBI's Standing Deposit Facility recorded a record average quarterly balance of ₹2.6 lakh crore in Q1 FY26. Notes ›

International Affairs

11. IPL, KRIBHCO and Coromandel signed a five-year agreement with Saudi Arabia's Ma'aden for DAP imports. Notes ›

Science & Technology

12. Enrolment is nearly done in the third-phase trials of India's first dengue vaccine. Notes ›

Environment & Ecology

13. India set emissions intensity targets under CCTS for eight heavy industrial sectors. Notes ›
14. Tiwai Island in Sierra Leone has been inscribed on the UNESCO World Heritage list. Notes ›

Defence & Security

15. India is participating in Talisman Sabre 2025, a military exercise led by Australia. Notes ›

Reports & Indexes

16. PARAKH Rashtriya Sarvekshan 2024: 43% of Class 6 students cannot grasp a text's main idea. Notes ›

National Affairs

1. Maratha Military Landscapes of India became India's 44th World Heritage property. Notes ›
2. Former CJIs D.Y. Chandrachud and J.S. Khehar appeared before the Joint Parliamentary Committee on simultaneous elections. Notes ›

Government Schemes

3. Sanchar Mitra is a DoT volunteer outreach programme using university students. Notes ›
4. The Centre unveiled a scheme of financial incentives for buying electric trucks under PM E-Drive. Notes ›

Banking & Finance

5. RBI clarified that a voluntary gold or silver pledge within collateral-free limits does not breach its collateral norms. Notes ›
6. On 12 July 2025 RBI penalised HDFC Bank and Shriram Finance for non-compliance. Notes ›
7. Asia Index, a BSE and S&P Dow Jones Indices joint venture, launched the BSE Insurance Index on 12 July 2025. Notes ›

Agriculture & Rural

8. India has over 33,000 registered FPOs, and 66% are under 4 years old. Notes ›
9. A viewpoint wants smart agriculture that is compassionate and culturally rooted. Notes ›

Science & Technology

10. MeitY, CERT-In and SISA released the whitepaper 'Transitioning to Quantum Cyber Readiness'. Notes ›

Environment & Ecology

11. Assam Forest Department and WII began DNA tests on 2,573 rhino horn samples kept before 2021 destruction. Notes ›

Defence & Security

12. DRDO and the Indian Air Force tested Astra with an indigenous radio frequency seeker on 11 July 2025. Notes ›

Reports & Indexes

13. WEF's Global Gender Gap Report 2025 ranked India 131st among 148 countries. Notes ›

Awards & Persons

14. Iga Swiatek of Poland beat Amanda Anisimova of the USA 6-0, 6-0 in the 12 July 2025 final. Notes ›

Government Schemes

1. TALASH stands for Tribal Aptitude, Life Skills, and Self-Esteem Hub, a digital platform for EMRS students. Notes ›
2. The Ministry of Tribal Affairs launched the first Regional Process Lab (RPL) of Aadi KARMAYOGI in Bengaluru, Karnataka. Notes ›

Banking & Finance

3. DFS moved to take control of the National Health Claims Exchange from the Health Ministry. Notes ›
4. SBI Mutual Fund entered the SIF segment under its Magnum brand. Notes ›
5. Sanjiv Bhasin, ex-IIFL Securities director, appealed to the SAT against SEBI's 17 June 2025 order. Notes ›

Economy

6. Liquidity moved from a ₹2 trillion deficit at end-2024 to a daily surplus above ₹3-4 trillion in mid-2025. Notes ›

International Affairs

7. World Population Day is observed every 11 July. Notes ›

Agriculture & Rural

8. Seven region-specific commodities were added to e-NAM, taking total listed products to 238. Notes ›
9. India's total fish production has more than doubled in just over a decade. Notes ›

Science & Technology

10. Google announced open-source AI tools on July 11, 2025, at its Bengaluru office, Ananta. Notes ›

Environment & Ecology

11. The Standing Committee of the National Board for Wildlife approved the Sariska boundary change. Notes ›

Defence & Security

12. India is accelerating procurement of 87 indigenously developed Medium Altitude Long Endurance (MALE) drones. Notes ›

Reports & Indexes

13. An IMF Fintech Note named UPI the world's most rapidly adopted real-time payment platform. Notes ›
14. UNEP released the 7th edition of its Frontiers report, titled 'The Weight of Time'. Notes ›
15. NITI Aayog released 'A Roadmap for Strengthening State S&T Councils' and suggested a change in how DST funds them. Notes ›

National Affairs

1. Census 2027 preparations began, but whether the NPR will be updated is still undecided. Notes ›
2. The Petroleum Ministry issued draft Petroleum & Natural Gas Rules, 2025 to modernise the upstream oil and gas sector. Notes ›

Banking & Finance

3. SEBI proposed letting CRAs rate instruments of other financial regulators even if unlisted; comments closed 30 July 2025. Notes ›
4. RBI published a list of authorised digital lending apps (DLAs) to separate regulated apps from fraudulent ones. Notes ›
5. RBI's July 10, 2025 draft proposes a structured novation mechanism for OTC derivatives. Notes ›
6. An NPA is a loan whose interest or principal repayment has stopped for a set period, typically 90 days. Notes ›
7. CAMS launched CAMSPay, a new payment gateway built to match RBI rules on tokenisation and data localisation. Notes ›
8. Alternative Investment Funds (AIFs) approached the RBI through industry body IVCA. Notes ›

Economy

9. Catastrophe bonds are insurance-cum-debt instruments that move disaster risk from sponsors to capital-market investors. Notes ›
10. AMFI reported that net equity mutual fund inflows rose 24% in June 2025. Notes ›

Agriculture & Rural

11. National Fish Farmers Day 2025 was observed on 10 July. Notes ›
12. India's average maize yield is 3.5 tonnes per hectare. Notes ›

Science & Technology

13. IN-SPACe authorised Starlink on 9 July 2025 to offer satellite broadband in India. Notes ›
14. Shubhanshu Shukla ran biology and farming experiments on the ISS under the Axiom Space-ISRO collaboration. Notes ›

Defence & Security

15. Nistar is the first Diving Support Vessel designed and built in India. Notes ›

Government Schemes

1. The Cabinet approved the RDI Scheme with a ₹1 lakh crore corpus. Notes ›
2. DFS denied telling banks to close inactive PMJDY accounts. Notes ›

Banking & Finance

3. RBI issued the Pre-payment Charges on Loans Directions, 2025, effective 1 January 2026, aimed at cheaper credit for MSEs. Notes ›
4. SEBI's study found unique retail F&O traders fell 20%, from 8.43 million to 6.77 million. Notes ›
5. SEBI may switch index options to one expiry per fortnight if its reforms fail to cool speculation. Notes ›

Economy

6. On Friday, June 27, RBI was to hold a ₹1 trillion Variable Rate Reverse Repo (VRRR) auction with a seven-day tenor. Notes ›

International Affairs

7. ADB launched the UHC PEERS network at the INSPIRE Health Systems Forum in Manila. Notes ›
8. EU ministers gave the final approval for Bulgaria to adopt the euro on 1 January 2026. Notes ›

Agriculture & Rural

9. Agriculture Ministry held a one-day workshop in New Delhi on DBT Platform 2.0 and NaMo Drone Didi Yojana. Notes ›
10. Mustard, a Rabi oilseed, can help cut edible oil imports. Notes ›

Science & Technology

11. NIPGR, New Delhi, used CRISPR-Cas9 to improve phosphorus uptake and yield in japonica rice. Notes ›

Environment & Ecology

12. The Great Hornbill (Malamuzhakki Vezhambal) is Kerala's State Bird. Notes ›

Reports & Indexes

13. NSO's nutrition report uses HCES data for 2022-23 and 2023-24. Notes ›
14. FATF's 2025 update on terrorist financing risks says emerging digital platforms are increasingly misused to fund terrorism. Notes ›

Awards & Persons

15. PM Modi received Namibia's highest civilian honour, the Order of the Most Ancient Welwitschia Mirabilis, during his state visit to Windhoek. Notes ›

National Affairs

1. Census 2027 will be India's first fully digital Census. Notes ›
2. Budget 2025-26 speech announced Jan Vishwas Bill 2.0 to decriminalise over 100 outdated legal provisions. Notes ›

Government Schemes

3. Award letters for 66 of 106 selected NOS candidates (FY26) were withheld for lack of funds. Notes ›
4. MeitY received ECMS proposals worth ₹7,500-8,000 crore. Notes ›

Banking & Finance

5. SEBI proposed relaxing broad-basing rules so AMCs can advise non-broad-based pooled funds via a ring-fenced unit. Notes ›
6. NPCI is developing an IoT-ready UPI so wearables, cars and appliances can start payments independently. Notes ›
7. SEBI Chairman Tuhin Kanta Pandey announced stronger surveillance of India's derivatives market. Notes ›
8. DFS Secretary M. Nagaraju urged fintechs to use AI for inclusion at CII's summit on July 7. Notes ›
9. SEBI was re-examining its 13 December 2024 circular on Alternative Investment Funds after industry pushback. Notes ›

Economy

10. The rupee settled at 85.86 per USD on Monday, weaker by 47 paise, after touching 86.03 intraday. Notes ›

International Affairs

11. Colombia and Uzbekistan became the latest members of the New Development Bank (NDB), also called the BRICS Bank. Notes ›

Agriculture & Rural

12. Department of Fertilizers barred urea plant shutdowns in FY2025-26 to secure kharif and rabi supply. Notes ›
13. iTrapper is an IoT-enabled light trap by Delta Things Pvt Ltd, Hyderabad, with PJTSAU. Notes ›

Reports & Indexes

14. MoSPI's NIF Progress Report 2025 tracks 17 SDGs through 284 indicators (290 in 2024). Notes ›
15. India's Maternal Mortality Ratio moved from 88 in 2021-23 to 87 in 2022-24, per the SRS bulletin. Notes ›
16. Second Northeast District SDG Index (2023-24) came from NITI Aayog, MDoNER and UNDP. Notes ›

Awards & Persons

17. Mexico beat the USA 2-1 to retain the CONCACAF Gold Cup. Notes ›

National Affairs

1. Nipah is a zoonotic RNA virus of the Henipavirus genus; Pteropus fruit bats are the natural host. Notes ›
2. NCLAT held that the IBC cannot override the PMLA for assets the ED attached as proceeds of crime. Notes ›
3. Union Minister Amit Shah laid the foundation stone of Tribhuvan Sahkari University. Notes ›

Banking & Finance

4. Banks were advised to close inoperative PMJDY accounts used as mule accounts. Notes ›
5. AePS began in 2011 and is run by NPCI; UPI began in 2016. Notes ›
6. PSBs reconsidered minimum balance penalties on savings accounts after talks with the Finance Ministry. Notes ›
7. LIC launched two non-linked, non-participating endowment plans effective 4 July 2025: Plan 912 (regular premium) and Plan 911 (single premium). Notes ›
8. SEBI proposed an SSE-EBP platform for NPO fundraising, mandatory for issues of ₹50 lakh or more. Notes ›

International Affairs

9. India and Trinidad and Tobago signed at least six agreements during PM Modi's visit. Notes ›

Agriculture & Rural

10. Dvara E-Registry launched Micro Loan Against Property for agri players. Notes ›
11. The Honeybee Flora Park at Kallimel, near Mavelikara, is run by Kerala's Horticorp and began in 2018. Notes ›
12. KERA and Kerala Agricultural University signed an MoU on 6 July 2025 for climate-smart farming. Notes ›
13. NCDEX and IMD signed an MoU for India's first rainfall-based weather derivatives. Notes ›

Science & Technology

14. Dr Jitendra Singh inaugurated the Phenome India National Biobank at CSIR-IGIB, New Delhi. Notes ›

Reports & Indexes

15. World Bank pegged India's Gini index for 2022-23 at 25.5, fourth most equal country after Slovak Republic, Slovenia and Belarus. Notes ›
16. SBI's report The Monetary Multiverse looked at RBI Governor Sanjay Malhotra's speeches and attire for policy clues. Notes ›

National Affairs

1. Nipah virus returned to Kerala, with two people testing positive. Notes ›

Banking & Finance

2. On 4 July 2025 SEBI barred Jane Street and four entities from Indian securities markets pending investigation. Notes ›
3. India Ratings affirmed IndusInd Bank's AA+ rating and removed the negative watch. Notes ›
4. RBI set up a technical working group to standardise credit bureau data and grievance handling. Notes ›
5. MobiKwik's subsidiary MSBPL got SEBI registration on 1 July 2025 as stockbroker and clearing member. Notes ›
6. Banking fraud cases rose to a record 23,953 in FY25, up from 7,359 in FY21. Notes ›

International Affairs

7. PM Modi is visiting Argentina on 4-5 July 2025, the first bilateral trip there by an Indian PM since Indira Gandhi in 1968. Notes ›

Agriculture & Rural

8. WOAH formally recognised India's first Equine Disease-Free Compartment (EDFC) for sport horses. Notes ›
9. From July 2025 the NSO increased crop cutting experiments for better yield estimates. Notes ›

Reports & Indexes

10. FAO says global GDP could rise 1.4% if NEET youth are productively engaged. Notes ›

National Affairs

1. Alluri Sitarama Raju was born on 4 July; sources give 1897 or 1898, and 2025 marks his 128th birth anniversary. Notes ›

Government Schemes

2. The Cabinet approved National Sports Policy 2025, replacing the 2001 policy. Notes ›

Banking & Finance

3. Finance Ministry told PSBs to speed up physical branch expansion. Notes ›
4. SEBI's Chhoti SIP idea, first floated in a January 2025 consultation paper, targets ₹250 micro-SIPs. Notes ›
5. DSP Mutual Fund launched India's first retail offshore Global Equity Fund from GIFT City on June 2, 2025. Notes ›
6. RBI barred prepayment charges on floating rate loans to individuals and MSEs from 1 January 2026. Notes ›
7. Mashreq Bank became the first UAE-based bank to win in-principle approval for an IBU at GIFT City. Notes ›

Economy

8. India planned a new CPI series with a broader basket and updated base year. Notes ›

International Affairs

9. Russia officially recognised the Taliban-led Islamic Emirate of Afghanistan, the first formal recognition since the 2021 takeover. Notes ›

Agriculture & Rural

10. KisaanSay plans 500 FPO partners in four to five years, up from 20. Notes ›
11. IMMA wants the Fertiliser Control Order regime overhauled. Notes ›

Science & Technology

12. IISc Bengaluru launched the BHARAT Study to set India-specific reference values for healthy-ageing biomarkers. Notes ›

Environment & Ecology

13. MoEFCC issued Model Rules for felling trees on agricultural land to promote agroforestry. Notes ›

Reports & Indexes

14. NITI Aayog's roadmap targets a 12% GVC share and USD 1 trillion output by 2040. Notes ›

Awards & Persons

15. PM Modi received Ghana's highest national honour, the Officer of the Order of the Star of Ghana, from President Mahama. Notes ›

Government Schemes

1. Digital India was launched on 1 July 2015 by PM Narendra Modi; the nodal ministry is MeitY. Notes ›
2. ESIC's 196th meeting in Shimla, chaired by Dr. Mansukh Mandaviya, approved SPREE 2025. Notes ›

Banking & Finance

3. India Ratings expects microfinance to normalise only in H2 FY26 and rates the outlook deteriorating. Notes ›
4. SEBI's common contract note took effect on June 27, 2025. Notes ›
5. RBI advised banks to adopt the Department of Telecom's Financial Fraud Risk Indicator (FRI). Notes ›
6. IRDAI was unlikely to restrict selling insurance through banks, easing private life insurers' worries. Notes ›
7. SEBI tightened disclosure of royalty paid by listed firms to related parties. Notes ›
8. RBI wants lenders to report to credit bureaus (CICs) in real time; reporting has been fortnightly since 1 January 2025. Notes ›
9. IndusInd Bank launched INDIE for Business, a digital platform for India's 60 million-plus MSMEs. Notes ›
10. Karur Vysya Bank tied up with Kshema General Insurance for rural bancassurance. Notes ›
11. SBI opened Global Trade Finance Centres in Kolkata and Hyderabad. Notes ›
12. State Bank of India classified its Reliance Communications (RCom) loan account as fraud. Notes ›

Economy

13. Net liquidity in the banking system was in surplus by ₹3.31 trillion on 1 July 2025. Notes ›

International Affairs

14. PM Modi began a five-nation tour on 3 July 2025, with the BRICS Summit in Rio de Janeiro on the itinerary. Notes ›
15. The Quad (India, US, Japan, Australia) foreign ministers launched the Quad Critical Minerals Initiative. Notes ›

Agriculture & Rural

16. NPSS began on 15 August 2024 and covers 61 crops, with about 30,000 users. Notes ›

Science & Technology

17. Jal Shakti Minister C. R. Patil inaugurated C-FLOOD on 2 July 2025 in New Delhi. Notes ›

National Affairs

1. RailOne was launched on 2 July 2025 by Railway Minister Ashwini Vaishnaw. Notes ›
2. NIPCCD has been renamed Savitribai Phule National Institute of Women and Child Development. Notes ›

Government Schemes

3. Union Cabinet cleared ELI, a job-linked incentive scheme with ₹99,446 crore outlay. Notes ›
4. About 27.59 million households sought MGNREGS work in June 2025. Notes ›

Banking & Finance

5. RBI's final project finance provisioning rules apply from 1 October 2025, to new projects only. Notes ›
6. Saraswat Cooperative Bank sought RBI approval to merge New India Cooperative Bank (NICB) into itself, subject to shareholder consent. Notes ›
7. RBI oversees a bank merger from proposal to post-merger integration. Notes ›
8. Bank lending to NBFCs kept falling despite RBI's April 2025 risk-weight rollback. Notes ›
9. AI shrinks bank back-office work such as NOCs, credit memos and KYC from days to minutes. Notes ›
10. Slice launched the Slice Super Card: UPI-powered credit, no joining or annual fee, with a 'Slice in 3' interest-free split. Notes ›
11. AU Small Finance Bank and LIC partnered on 2 July 2025 to sell life insurance. Notes ›
12. SEBI proposed IT capacity of 2 times projected peak load for commodity exchanges and clearing corporations. Notes ›

Economy

13. The RBI's June bulletin proposed an experimental Financial Conditions Index, not yet an official tool. Notes ›

International Affairs

14. The 14th Dalai Lama said the Gaden Phodrang Trust is the only body able to recognise his reincarnation. Notes ›

Agriculture & Rural

15. The Centre is building a Co-operative Stack so rural schemes reach people through PACS. Notes ›

National Affairs

1. The ECI ordered a Special Intensive Revision of Bihar's electoral rolls before the October 2025 Assembly polls. Notes ›
2. Bihar's voter lists were undergoing a special intensive revision (SIR) run by the Election Commission. Notes ›
3. IMD expected the July 2025 southwest monsoon rain to be above normal in most parts of India. Notes ›
4. The Santhal Hul (rebellion) began on 30 June 1855 in the Damin-i-Koh area of the Rajmahal hills. Notes ›

Banking & Finance

5. PhonePe entered the co-branded card segment with HDFC Bank in July 2025. Notes ›

Economy

6. GST turned eight on July 1, 2025; experts want a simpler 'GST 2.0'. Notes ›
7. Non-food bank credit grew 9.8% year-on-year in May 2025 (RBI). Notes ›

Agriculture & Rural

8. A NITI Aayog paper proposed lower tariffs on US rice, dairy, poultry, corn, apples, almonds and GM soya under the India-US FTA. Notes ›
9. NABARD has partnered with ICAR-NIRCA, Rajahmundry, to build skills of FPOs and farmers. Notes ›
10. India is the world's second-largest fertiliser consumer yet imports about 30% of its needs. Notes ›
11. Shifting cultivation clears small forest plots called swiddens, usually by slash and burn, and farms them briefly. Notes ›

Environment & Ecology

12. CITES was signed in Geneva on 3 March 1973 and entered into force on 1 July 1975. Notes ›

Defence & Security

13. Four QUAD coast guards began the first QUAD at Sea Ship Observer Mission under the Wilmington Declaration. Notes ›
14. INS Udaygiri was handed over to the Indian Navy on 1 July 2025. Notes ›

Reports & Indexes

15. The June 2025 FSR is the RBI's twice-yearly review of systemic risk and the strength of India's financial sector. Notes ›