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Daily Current Affairs: 26 July 2025

Current affairs of 26 July 2025: SVAMITVA Scheme Delay: Parliamentary Panel’s Concerns; India-Maldives Relations: Eight Agreements in July 2025; Draft National Telecom Policy 2025: Targets to 2030, and 12 more topics. Key facts for every exam, with a quiz.

Take the quiz (15 questions)July 2025

In this issue: 15 topics

National Affairs

Kargil Vijay Diwas 2025: 26th Anniversary Observed on 26 July

Government Schemes

SVAMITVA Scheme Delay: Parliamentary Panel’s Concerns
PM Viksit Bharat Rozgar Yojana: Jobs Incentive Scheme
Bima Sakhi Yojana Launched to Bring Insurance to Rural Women
National Cooperation Policy 2025 unveiled, replaces 2002 policy

Banking & Finance

SEBI Proposes Paperless Disclosure for Listed Debt Securities
UPI Funding Model: RBI Governor Malhotra Seeks Sustainability
Federal Bank Rolls Out Biometric Authentication for Online Card Payments
BAANKNET E-Auction Platform Lifts PSB Stressed Asset Recovery
Anuradha Thakur Nominated to RBI Central Board

International Affairs

India-Maldives Relations: Eight Agreements in July 2025

Science & Technology

Draft National Telecom Policy 2025: Targets to 2030
NASA TRACERS Twin-Satellite Mission Launched on Falcon 9

Environment & Ecology

Ramsar COP15 under way at Victoria Falls, Zimbabwe

Reports & Indexes

Henley Passport Index 2025 Q2: India Rises to 77th Rank

National Affairs

Defence & Security

1. Kargil Vijay Diwas 2025: 26th Anniversary Observed on 26 July

India observes the 26th anniversary of Kargil Vijay Diwas on 26 July 2025.
The Army launched an e-shradhanjali portal, a QR code audio app and a new LoC viewpoint at Batalik.
The Kargil War ran from 3 May to 26 July 1999.
Operation Vijay (Army), Safed Sagar (IAF, from 26 May 1999) and Talwar (Navy) formed India's response.

Full notes and 3 MCQs ›

Government Schemes

Government Schemes

2. SVAMITVA Scheme Delay: Parliamentary Panel’s Concerns

The Standing Committee on Rural Development and Panchayati Raj flagged slow SVAMITVA progress.
About 30,000 villages are yet to be surveyed, threatening the 2025 coverage target.
SVAMITVA began in April 2020 under the Ministry of Panchayati Raj.

Full notes and 3 MCQs ›

3. PM Viksit Bharat Rozgar Yojana: Jobs Incentive Scheme

PM-VBRY replaces the ELI Scheme and starts 1 August 2025 with an outlay of ₹99,446 crore.
It targets over 3.5 crore jobs, including 1.92 crore for first-time workers.
First-time workers get one month's EPF wage, capped at ₹15,000.

Full notes and 3 MCQs ›

Banking & Finance

4. Bima Sakhi Yojana Launched to Bring Insurance to Rural Women

Bima Sakhi Yojana appoints rural women as Bima Sakhis at Gram Panchayat level.
LIC trains and deploys SHG women under it.
It supports Insurance for All by 2047.

Full notes and 3 MCQs ›

5. National Cooperation Policy 2025 unveiled, replaces 2002 policy

The National Cooperation Policy 2025 replaces the National Policy on Cooperatives of 2002 and sets direction up to 2045.
It targets 2 lakh new multipurpose Primary Agricultural Credit Societies within five years.
India has about 8.42 lakh cooperatives with 29 crore members, or 27% of the global total.
It was unveiled in the International Year of Cooperatives 2025 through the Ministry of Cooperation.

Full notes and 3 MCQs ›

Banking & Finance

6. SEBI Proposes Paperless Disclosure for Listed Debt Securities

SEBI's 25 July 2025 consultation paper proposes lighter disclosure for listed non-convertible securities.
Printed annual report summaries would give way to a letter with a web link and QR code.
Comments are due by 15 August 2025.

Full notes and 3 MCQs ›

7. UPI Funding Model: RBI Governor Malhotra Seeks Sustainability

RBI Governor Sanjay Malhotra called for a sustainable funding model for UPI, now above 60 crore daily transactions.
UPI volumes doubled from 31 crore to 60 crore a day in two years.
MDR has been zero since January 1, 2020; the government subsidises UPI.

Full notes and 3 MCQs ›

Banking & Finance

8. Federal Bank Rolls Out Biometric Authentication for Online Card Payments

Federal Bank, M2P and MinkasuPay launched India's first biometric authentication for e-commerce card payments.
Fingerprint or Face ID replaces the OTP step, finishing in 3-4 seconds.
It meets RBI's 2FA guidelines and falls back to OTP if biometrics fail.

Full notes and 3 MCQs ›

Banking & Finance

9. BAANKNET E-Auction Platform Lifts PSB Stressed Asset Recovery

BAANKNET, the PSB property e-auction platform, became operational on 1 July 2024 and was formally launched in January 2025.
All 12 nationalised banks and IBBI use the unified platform.
It replaces e-Bikray, launched in February 2019.

Full notes and 3 MCQs ›

Banking & Finance

10. Anuradha Thakur Nominated to RBI Central Board

The Union government nominated Anuradha Thakur as a Director on the RBI Central Board.
She is Secretary, Department of Economic Affairs, Ministry of Finance.
She replaces Ajay Seth, who has been appointed Chairman of IRDAI.

Full notes and 3 MCQs ›

International Affairs

International Relations

11. India-Maldives Relations: Eight Agreements in July 2025

PM Modi's July 2025 Maldives visit produced 8 bilateral agreements.
India cut the Maldives' annual debt repayment burden by 40% and earmarked a ₹4,850 crore credit line.
3,300 housing units were handed over in Hulhumalé; 72 vehicles were gifted to the MNDF.

Full notes and 3 MCQs ›

Science & Technology

Government Schemes

12. Draft National Telecom Policy 2025: Targets to 2030

Draft NTP 2025 guides telecom growth from 2025 to 2030, stressing self-reliance and universal access.
Targets: 100% 4G, 90% 5G by 2030 and 50% import substitution.
Also: 500 startups, 10% of global 6G IPRs and a 30% lower carbon footprint.

Full notes and 3 MCQs ›

Science & Technology

13. NASA TRACERS Twin-Satellite Mission Launched on Falcon 9

TRACERS launched on 23 July 2025 on a Falcon 9 Block 5 from Vandenberg SLC-4, California.
Two identical satellites fly in a 600 km low Earth polar orbit.
They study magnetic reconnection at the magnetopause and solar wind-magnetosphere interaction.
NASA funds the mission at USD 115 million; David Miles of the University of Iowa is principal investigator.

Full notes and 3 MCQs ›

Environment & Ecology

Environment & Ecology

14. Ramsar COP15 under way at Victoria Falls, Zimbabwe

The 15th Conference of the Contracting Parties to the Ramsar Convention runs from 23 to 31 July 2025.
The venue is Victoria Falls, Zimbabwe.
Over 3,000 delegates from 172 countries are attending.
The Strategic Plan 2025-2034 and a Global Wetland Restoration Fund are on the agenda.

Full notes and 3 MCQs ›

Reports & Indexes

Reports & Indexes

15. Henley Passport Index 2025 Q2: India Rises to 77th Rank

India rose to 77th in Q2 2025 from 85th in Q1 in the Henley Passport Index.
Indian passport holders can visit 59 destinations visa-free or on arrival, up from 57 in 2024.
Singapore is first with access to 193 destinations; Japan and South Korea follow with 190.
The index uses IATA data and is published by Henley & Partners.

Full notes and 3 MCQs ›

Test yourself

15 questions from the news of 26 July 2025, with answers and explanations.