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Daily Current Affairs: 6 & 7 July 2025

Current affairs of 6 & 7 July 2025: India-Trinidad & Tobago Agreements During PM Modi’s Visit; Nipah Virus: Facts and Why Kerala Sees Repeated Outbreaks; India Fourth Most Equal Nation on Gini Index, Says World Bank, and 13 more topics. Key facts for every exam, with a quiz.

Take the quiz (15 questions)July 2025

In this issue: 16 topics

National Affairs

Nipah Virus: Facts and Why Kerala Sees Repeated Outbreaks
NCLAT: IBC Cannot Override PMLA on ED-Attached Assets
Tribhuvan Sahkari University: India’s First Cooperative University

Banking & Finance

Govt Asks Banks to Close Inoperative Jan Dhan Mule Accounts
India’s Payments Ecosystem: UPI, AePS, PAs and PPIs Compared
Public Sector Banks Reconsider Minimum Balance Penalties
LIC Nav Jeevan Shree Plans 911 and 912 Explained
SEBI Proposes SSE-EBP Platform for NPO Fundraising

International Affairs

India-Trinidad & Tobago Agreements During PM Modi’s Visit

Agriculture & Rural

Dvara E-Registry Micro LAP for Farmers and Agri Players
Honeybee Flora Park Kallimel: Kerala’s Beekeeping Hub
KERA-KAU MoU for Climate-Resilient Farming in Kerala
NCDEX-IMD MoU for India’s First Rainfall Weather Derivatives

Science & Technology

Phenome India National Biobank Opens at CSIR-IGIB Delhi

Reports & Indexes

India Fourth Most Equal Nation on Gini Index, Says World Bank
SBI Report The Monetary Multiverse: RBI Signals and Necktie Nomics

National Affairs

Science & Technology

1. Nipah Virus: Facts and Why Kerala Sees Repeated Outbreaks

Nipah is a zoonotic RNA virus of the Henipavirus genus; Pteropus fruit bats are the natural host.
Kerala reported its eighth Nipah emergence in eight years.
Incubation is 4-14 days (up to 45); fatality ranges 40-75%.

Full notes and 3 MCQs ›

Polity & Governance

2. NCLAT: IBC Cannot Override PMLA on ED-Attached Assets

NCLAT held that the IBC cannot override the PMLA for assets the ED attached as proceeds of crime.
Section 238 of the IBC does not apply to such attachments.
The ED is a public enforcement agency, not a creditor.

Full notes and 3 MCQs ›

Government Schemes

3. Tribhuvan Sahkari University: India’s First Cooperative University

Union Minister Amit Shah laid the foundation stone of Tribhuvan Sahkari University.
It is India's first national cooperative university, located at Anand, Gujarat.
It is named after Tribhuvandas Kishibhai Patel, founder of Amul and pioneer of the cooperative movement.
Its goal is to strengthen the cooperative ecosystem by producing trained professionals.

Full notes and 3 MCQs ›

Banking & Finance

Banking & Finance

4. Govt Asks Banks to Close Inoperative Jan Dhan Mule Accounts

Banks were advised to close inoperative PMJDY accounts used as mule accounts.
Accounts idle for 24+ months are inoperative.
RBI's Mule Hunter AI-ML tool helps detect them.

Full notes and 3 MCQs ›

Banking & Finance

5. India’s Payments Ecosystem: UPI, AePS, PAs and PPIs Compared

AePS began in 2011 and is run by NPCI; UPI began in 2016.
UPI handled 18.68 billion transactions worth ₹25.14 trillion in May 2025.
AePS fraud losses were ₹585.79 crore against ₹10,247 crore of transactions between Jan 2019 and May 2023.
RBI gave in-principle approval to 32 physical payment aggregators.

Full notes and 3 MCQs ›

Banking & Finance

6. Public Sector Banks Reconsider Minimum Balance Penalties

PSBs reconsidered minimum balance penalties on savings accounts after talks with the Finance Ministry.
Canara Bank, Bank of Baroda, PNB and Indian Bank recently scrapped the requirement.
SBI had dropped it in 2020; RBI's June 2025 FSR shows CASA share falling.

Full notes and 3 MCQs ›

Banking & Finance

7. LIC Nav Jeevan Shree Plans 911 and 912 Explained

LIC launched two non-linked, non-participating endowment plans effective 4 July 2025: Plan 912 (regular premium) and Plan 911 (single premium).
Plan 912 needs ₹5 lakh minimum cover; Plan 911 needs ₹1 lakh.
Both give guaranteed additions plus life cover.

Full notes and 3 MCQs ›

8. SEBI Proposes SSE-EBP Platform for NPO Fundraising

SEBI proposed an SSE-EBP platform for NPO fundraising, mandatory for issues of ₹50 lakh or more.
FPIs cannot participate; bidding runs 9 AM to 5 PM.
Allotment is first-come-first-serve or pro-rata; defaulting bidders face 30-day debarment.

Full notes and 3 MCQs ›

International Affairs

International Relations

9. India-Trinidad & Tobago Agreements During PM Modi’s Visit

India and Trinidad and Tobago signed at least six agreements during PM Modi's visit.
T&T joined the Coalition for Disaster Resilient Infrastructure and the Global Biofuel Alliance.
QIP grant covers up to five projects a year, max $50,000 each; 2,000 laptops announced.

Full notes and 3 MCQs ›

Agriculture & Rural

Banking & Finance

10. Dvara E-Registry Micro LAP for Farmers and Agri Players

Dvara E-Registry launched Micro Loan Against Property for agri players.
KhetScore is an AI, satellite-based credit scoring engine.
Doordrishti links FPOs, farmers, input firms, buyers and lenders.

Full notes and 3 MCQs ›

Agriculture & Rural Development

11. Honeybee Flora Park Kallimel: Kerala’s Beekeeping Hub

The Honeybee Flora Park at Kallimel, near Mavelikara, is run by Kerala's Horticorp and began in 2018.
Trained farmers, over 1,500 so far, can get a 40% subsidy on beehives and equipment.
A honey museum and a quality-testing lab are planned.

Full notes and 3 MCQs ›

Agriculture & Rural Development

12. KERA-KAU MoU for Climate-Resilient Farming in Kerala

KERA and Kerala Agricultural University signed an MoU on 6 July 2025 for climate-smart farming.
A Kerala Agro Climate Research Centre will be set up at KAU.
Alternate Wetting and Drying paddy practice will be piloted in key districts.

Full notes and 3 MCQs ›

13. NCDEX-IMD MoU for India’s First Rainfall Weather Derivatives

NCDEX and IMD signed an MoU for India's first rainfall-based weather derivatives.
About 70-90% of rainfall comes in the monsoon; insurance is slow and limited.
IMD will supply historical and real-time gridded and point rainfall data.

Full notes and 3 MCQs ›

Science & Technology

Science & Technology

14. Phenome India National Biobank Opens at CSIR-IGIB Delhi

Dr Jitendra Singh inaugurated the Phenome India National Biobank at CSIR-IGIB, New Delhi.
Modelled on UK Biobank, it will gather genomic, clinical and lifestyle data of 10,000 Indians.
It targets diabetes, cardiovascular diseases, cancer and rare genetic disorders.

Full notes and 3 MCQs ›

Reports & Indexes

15. India Fourth Most Equal Nation on Gini Index, Says World Bank

World Bank pegged India's Gini index for 2022-23 at 25.5, fourth most equal country after Slovak Republic, Slovenia and Belarus.
The Gini scale runs from 0 (perfect equality) to 100 (absolute inequality); India's figure was based on consumption expenditure.
Extreme poverty at $2.15/day fell from 16.2% in 2011-12 to 2.3% in 2022-23.
At the revised $3/day line, India's extreme poverty rate is 5.3%.
171 million Indians left extreme poverty between 2011 and 2023.

Full notes and 3 MCQs ›

Banking & Finance

16. SBI Report The Monetary Multiverse: RBI Signals and Necktie Nomics

SBI's report The Monetary Multiverse looked at RBI Governor Sanjay Malhotra's speeches and attire for policy clues.
The word growth appeared 24 times in the June 2025 policy statement, before a 50 bps rate cut.
Necktie Nomics tests whether tie colour tone matches policy decisions.
The Tie Volatility and Tilt Index (TVTI) equals policy tilt score times (1 minus policy volatility score).

Full notes and 3 MCQs ›

Test yourself

15 questions from the news of 6 & 7 July 2025, with answers and explanations.