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Banking Surplus Liquidity at ₹3.31 Trillion on 1 July 2025

3 July 20251 min read
ECONOMYBanking SurplusLiquidity at ₹3.31Trillion on 1 July20253 July 2025safalsetu.com

Why in the news

Fresh figures from the Reserve Bank of India showed that the system had a large cash surplus at the start of July 2025.

Key facts

  • Net surplus liquidity: ₹3.31 trillion as of 1 July 2025.
  • Comparison: the biggest surplus since 13 June.
  • Source of data: Reserve Bank of India.
  • Tool used to drain cash: Variable Rate Reverse Repo (VRRR) operations, yet the surplus did not shrink much.

Exam angle

  • Surplus means banks collectively hold more funds than needed, shown as a positive net liquidity figure.
  • VRRR operations are conducted by the RBI to absorb excess liquidity.
  • Remember the numbers: ₹3.31 trillion, 1 July 2025, highest since 13 June.

Test yourself

1. As per RBI data, what was banking system net surplus liquidity on 1 July 2025?

The surplus stood at ₹3.31 trillion.

2. Which operations did the RBI use to absorb excess liquidity, even as the surplus stayed high in July 2025?

VRRR operations were conducted to absorb excess liquidity.

3. The July 2025 liquidity surplus was the highest since which date?

It was the highest level since 13 June.

This topic is part of Daily Current Affairs 3 July 2025 (17 topics).

All topics of the dayDay quizJuly 2025

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