NSFI 2025-30: RBI’s Five-Year Financial Inclusion Roadmap
Why in the news
RBI published a five-year plan to deepen formal financial services across the country.
Key facts
- Cleared by the FSDC (Financial Stability and Development Council) Sub-Committee.
- Prepared by the Technical Group on Financial Inclusion and Financial Literacy, following wide stakeholder consultations.
The five objectives
| Theme | Idea |
|---|---|
| Universal access | Fair, affordable savings, credit, insurance, pension and payment products for households and micro-enterprises |
| Gender-sensitive, resilient inclusion | Priority to women-led households and vulnerable groups |
| Livelihoods and skills | Pair finance with livelihood and skilling support |
| Financial education | Literacy for informed choices and prudent credit use |
| Customer protection | Strong safeguards and quick grievance redressal |
Significance
- Closes gaps for underserved people, especially women.
- Supports inclusive growth.
Exam angle
- Remember: 5 objectives, 47 action points, period 2025-30.
- Related bodies: RBI, FSDC.