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Daily Current Affairs: 5 November 2025

Current affairs of 5 November 2025: International Election Visitors’ Programme 2025 Opens in Delhi; UNEP Emissions Gap Report 2025: Key Findings and Numbers; GIFT City Yuan Proposal: Banks Seek CNH for IBUs, and 12 more topics. Key facts for every exam, with a quiz.

Take the quiz (15 questions)November 2025

In this issue: 15 topics

National Affairs

International Election Visitors’ Programme 2025 Opens in Delhi

Government Schemes

RDI Scheme Fund: ₹1 Lakh Crore for Research and Innovation

Banking & Finance

GIFT City Yuan Proposal: Banks Seek CNH for IBUs
Sebi Stock Broker Rules Overhaul: Timeline and Key Points
Bank Nifty Weekly Options: Brokers Ask SEBI to Restore
SBI Digital Life Certificate Drive for Pensioners
NaBFID to Become Infrastructure Development Bank
Bank of Baroda Shelves Nainital Bank Stake Sale
UPI in Malaysia: NIPL Ties Up With Razorpay Curlec

Economy

Rupee Defence by RBI Tightens Banking System Liquidity

International Affairs

Pravasi Parichay 2025: Riyadh Diaspora Culture Festival

Agriculture & Rural

India’s First Fortified Rice Kernel Export to Costa Rica

Science & Technology

Starlink in India: Airtel and Jio Tie-Ups, Risks, Way Ahead

Reports & Indexes

UNEP Emissions Gap Report 2025: Key Findings and Numbers
QS Asia University Rankings 2026: Seven Indian Universities in Top 100

National Affairs

Polity & Governance

1. International Election Visitors’ Programme 2025 Opens in Delhi

ECI opened the International Election Visitors' Programme (IEVP) 2025 in New Delhi.
Fourteen delegates from seven countries will observe phase one of Bihar's Assembly polls on 6 November 2025.
IEVP is a flagship ECI initiative linking it with election bodies abroad.

Full notes and 3 MCQs ›

Government Schemes

Government Schemes

2. RDI Scheme Fund: ₹1 Lakh Crore for Research and Innovation

The PM launched a ₹1 lakh crore Research, Development and Innovation (RDI) Scheme Fund at ESTIC 2025.
It offers long-tenure, low or zero-interest loans to private firms for high-risk, high-TRL deep-tech projects.
An Anusandhan Research Foundation was announced to link universities, industry and government.

Full notes and 3 MCQs ›

Banking & Finance

Banking & Finance

3. GIFT City Yuan Proposal: Banks Seek CNH for IBUs

India and IFSCA are reconsidering allowing GIFT City International Banking Units to deal in offshore renminbi (CNH).
Banks proposed adding CNH in October 2025; IBUs currently deal in 15 currencies.
In 2024 four currencies (SEK, DKK, NOK, NZD) were cleared, but CNH was left out.

Full notes and 3 MCQs ›

4. Sebi Stock Broker Rules Overhaul: Timeline and Key Points

Sebi chairman Tuhin Kanta Pandey said stock broker rules, largely unchanged for over thirty years, will be overhauled.
Changes are to be finalised by December 2025, building on an August 2025 discussion paper.
The paper proposed fresh definitions for algorithmic and proprietary trading.
The governing framework is the SEBI (Stock Brokers and Sub-Brokers) Regulations, 1992.

Full notes and 3 MCQs ›

5. Bank Nifty Weekly Options: Brokers Ask SEBI to Restore

ANMI, the brokers' body, urged SEBI to restore weekly options on Bank Nifty, citing hedging use and liquidity.
SEBI had curbed weekly expiries on indices including Bank Nifty and Nifty to limit speculative retail losses.
Nifty Bank tracks the 12 most liquid, large-cap bank stocks listed on NSE.
Weekly options expire on Thursdays; calls give the right to buy and puts the right to sell.

Full notes and 3 MCQs ›

Banking & Finance

6. SBI Digital Life Certificate Drive for Pensioners

SBI started a nationwide Digital Life Certificate (DLC) campaign for pensioners in November 2025.
Pensioners can submit the certificate digitally with no physical biometric device.
SBI is running such camps in 115 cities and towns.

Full notes and 3 MCQs ›

7. NaBFID to Become Infrastructure Development Bank

NaBFID is to be renamed Infrastructure Development Bank (IDB) with a new logo.
NaBFID Act, 2021 created it; operations began in April 2022.
Goal: global stature like the Asian Development Bank and IFC.

Full notes and 3 MCQs ›

Banking & Finance

8. Bank of Baroda Shelves Nainital Bank Stake Sale

Bank of Baroda shelved its plan to sell majority stake and give up control of Nainital Bank Ltd.
Nainital Bank was set up in 1922 and became a BoB subsidiary in 1973; BoB holds 98.6%.
BoB had been exploring a stake sale to comply with RBI's directive on reducing ownership in subsidiaries.

Full notes and 3 MCQs ›

Banking & Finance

9. UPI in Malaysia: NIPL Ties Up With Razorpay Curlec

NIPL partnered with Razorpay Curlec to enable UPI payments in Malaysia.
Razorpay Curlec, a Malaysian fintech, is the local acquiring partner.
NIPL was set up in 2020 as an NPCI subsidiary.

Full notes and 3 MCQs ›

Economy

10. Rupee Defence by RBI Tightens Banking System Liquidity

RBI's net short position in FX forwards and futures was $59.4 billion at end-September 2025.
The rupee hit a record low of ₹88.80 per dollar in September after five straight monthly falls.
Forward sales drain less liquidity than spot dollar sales.

Full notes and 3 MCQs ›

International Affairs

International Relations

11. Pravasi Parichay 2025: Riyadh Diaspora Culture Festival

The Embassy of India, Riyadh concluded the third Pravasi Parichay 2025.
Finale: 'Gita Mahotsav - A Musical'.
It is an annual diaspora cultural festival in Saudi Arabia.

Full notes and 3 MCQs ›

Agriculture & Rural

12. India’s First Fortified Rice Kernel Export to Costa Rica

Chhattisgarh sent out 12 metric tonnes of Fortified Rice Kernel (FRK) to Costa Rica, India's first such export, with APEDA's help.
FRK is rice flour with iron, folic acid and vitamin B12, extruded into grain shapes and mixed 1:100.
APEDA was set up under the APEDA Act, 1985 and began operating on 13 February 1986.

Full notes and 3 MCQs ›

Science & Technology

Science & Technology

13. Starlink in India: Airtel and Jio Tie-Ups, Risks, Way Ahead

Airtel and Jio partnered with SpaceX to offer Starlink satellite internet, aimed at rural and remote last-mile connectivity.
Concerns include national security, data sovereignty, and monopoly power as SpaceX has over 7,000 satellites against OneWeb's 650+.
BSNL is missing from the arrangement, which weakens government oversight and strategic leverage.
Suggested safeguards: technology transfer clauses, local data hosting and tiered, shared or community pricing.

Full notes and 3 MCQs ›

Reports & Indexes

Environment & Ecology

14. UNEP Emissions Gap Report 2025: Key Findings and Numbers

Global GHG emissions rose 2.3% in 2024 to a record 57.7 GtCO2e, says UNEP's Emissions Gap Report 2025.
India saw the largest absolute rise; the EU was the only major emitter to cut.
Needed cuts by 2035 versus 2019: 35% for 2 degrees C and 55% for 1.5 degrees C.

Full notes and 3 MCQs ›

Reports & Indexes

15. QS Asia University Rankings 2026: Seven Indian Universities in Top 100

Seven Indian universities feature in the top 100 of the QS Asia University Rankings 2026.
IIT Delhi is reported as the leading Indian institution in the list.
A record 294 Indian universities were ranked, which the Prime Minister hailed as India's best performance.
The rankings are compiled by QS (Quacquarelli Symonds).

Full notes and 3 MCQs ›

Test yourself

15 questions from the news of 5 November 2025, with answers and explanations.