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Daily Current Affairs: 14 March 2025

Current affairs of 14 March 2025: Chronic Kidney Disease in Young Indians: Causes and Prevention; India’s First Exploration Licence Auction for Critical Minerals; ISRO SpaDeX Undocking Completed: Satellites Separate in Orbit, and 12 more topics. Key facts for every exam, with a quiz.

Take the quiz (15 questions)March 2025

In this issue: 15 topics

National Affairs

Chronic Kidney Disease in Young Indians: Causes and Prevention
India’s First Exploration Licence Auction for Critical Minerals

Government Schemes

PMIS App: Prime Minister Internship Scheme Goes Mobile

Banking & Finance

RBI Climate Risk Disclosure Norms: Malhotra’s Announcements
RBI Penalises JM Financial Products and Experian Credit Bureau
ICRA on Stress in Unsecured Securitised Loan Pools
UPSI: Insider Trading Rules and Penalties Under SEBI
Fintech in India: Growth Drivers, Challenges and Schemes
India’s Forex Reserves Rise $15.26 Billion to $653.96 Billion

Economy

RBI Rate Cut Path: 3.61% CPI Inflation, Liquidity Deficit
Food Inflation in India Falls to 3.75% in February
India Economy Check: Inflation, IIP and Mutual Fund Trends

Science & Technology

ISRO SpaDeX Undocking Completed: Satellites Separate in Orbit
Hantavirus: Causes, Symptoms, Treatment and Prevention
Starlink Partnerships with Airtel and Jio in India

National Affairs

Health & Social Issues

1. Chronic Kidney Disease in Young Indians: Causes and Prevention

On World Kidney Day (13 March), experts flagged rising chronic kidney disease among young Indians.
High-risk people need creatinine and urine albumin tests yearly; those with family history, every six months.
India does about 15,000 kidney transplants a year against demand above 2 lakh.

Full notes and 3 MCQs ›

2. India’s First Exploration Licence Auction for Critical Minerals

Coal and Mines Minister G. Kishan Reddy launched India's first exploration licence auction at Dona Paula, Goa.
The auction covers 13 critical mineral blocks.
Minerals include rare earth elements, zinc, diamonds, copper and platinum group elements.

Full notes and 3 MCQs ›

Government Schemes

3. PMIS App: Prime Minister Internship Scheme Goes Mobile

Finance Minister Nirmala Sitharaman will launch the PMIS app, developed by BISAG, for youth to register and apply for internships.
PMIS, announced in Budget 2024-25, targets internships for one crore youth in the top 500 companies over five years.
The MCA began the pilot on 3 October 2024; ₹840 crore was allocated and ₹48 crore spent so far.
The first PMIS facilitation centre will open in Kolkata, set up by MCA with CII.

Full notes and 3 MCQs ›

Banking & Finance

Banking & Finance

4. RBI Climate Risk Disclosure Norms: Malhotra’s Announcements

Governor Sanjay Malhotra said RBI is close to finalising climate risk disclosure norms for regulated entities.
A guidance note on climate scenario analysis and stress testing for lenders is also being readied.
A regulatory sandbox 'On Tap' cohort and a 'Greenathon' event are planned for climate and sustainable finance.

Full notes and 3 MCQs ›

Banking & Finance

5. RBI Penalises JM Financial Products and Experian Credit Bureau

RBI penalised JM Financial Products Limited ₹3.1 lakh for non-compliance with certain NBFC provisions.
Experian Credit Information Company of India was fined ₹2 lakh under the Credit Information Companies (Regulation) Act, 2005.
The actions reflect RBI's strict stance on compliance in the NBFC and credit information sectors.

Full notes and 3 MCQs ›

Banking & Finance

6. ICRA on Stress in Unsecured Securitised Loan Pools

ICRA reported stress in securitised pools of collateral-free loans: personal, microfinance and small business loans.
Microfinance collection efficiency fell from 97% at the start of FY25 to 90% in Q3 FY25.
Housing, property and vehicle loan pools stayed steady; secured SME collections ranged 91% to 104% in nine months of FY25.
Stricter microfinance norms from April 2025 may add stress, especially in Q1 FY26.

Full notes and 3 MCQs ›

Polity & Governance

7. UPSI: Insider Trading Rules and Penalties Under SEBI

UPSI is non-public information about a listed company likely to materially affect its share price once disclosed.
The SEBI (Prohibition of Insider Trading) Regulations, 2015 govern handling of UPSI.
Trading on UPSI attracts a penalty of ₹25 crore or 3 times the profit, whichever is higher.
Companies must keep a Structured Digital Database of people with UPSI access.

Full notes and 3 MCQs ›

8. Fintech in India: Growth Drivers, Challenges and Schemes

India has overtaken China as Asia's top fintech market and is the world's second-largest fintech hub after the US.
Industry size is estimated near USD 110 billion for 2024, with USD 420 billion forecast by 2029.
UPI grew from 1 million transactions in 2016 to beyond 10 billion.
Global Fintech Fest is jointly organised by the Payments Council of India, NPCI and the Fintech Convergence Council.

Full notes and 3 MCQs ›

9. India’s Forex Reserves Rise $15.26 Billion to $653.96 Billion

India's forex reserves rose $15.26 billion to $653.96 billion in the week ended 7 March 2025.
Foreign currency assets, the largest component, rose $13.93 billion to $557.28 billion.
Gold reserves rose $1 billion to $74.32 billion; SDRs stood at $18.21 billion.
The IMF reserve position was $4.14 billion; RBI's currency swap operations in the previous month supported the rise.

Full notes and 3 MCQs ›

Economy

10. RBI Rate Cut Path: 3.61% CPI Inflation, Liquidity Deficit

February 2025 CPI inflation eased to 3.61%, the lowest since July 2024, from 4.3% in January.
RBI cut the repo rate by 25 bp to 6.25%, its first cut in nearly five years.
Banking liquidity was in deficit of ₹1.38 trillion on 12 March.
Q3 FY25 GDP growth was 6.2%, up from 5.6% in Q2.

Full notes and 3 MCQs ›

11. Food Inflation in India Falls to 3.75% in February

CPI inflation fell to 3.61% in February and food inflation to 3.75%, the lowest since May 2023.
RBI projects retail inflation at 4.2% in FY26, down from 4.8% in FY25.
Agriculture and allied activities are expected to grow 4.6% in FY25, up from 2.7% in FY24.

Full notes and 3 MCQs ›

12. India Economy Check: Inflation, IIP and Mutual Fund Trends

February 2025 retail inflation fell to 3.61%, a seven-month low; food inflation eased to 3.75% from 10.87% in October 2024.
January 2025 industrial production grew 5%, an eight-month high, compared with 3.55% in December.
Mutual fund inflows fell 27% in February and new SIPs dropped to 44.6 lakh, lowest in FY 2025.
RBI cut the repo rate from 6.50% to 6.25% on February 7, its first cut in five years.

Full notes and 3 MCQs ›

Science & Technology

Science & Technology

13. ISRO SpaDeX Undocking Completed: Satellites Separate in Orbit

ISRO undocked the SpaDeX satellites on March 14, 2025 at 9:20 a.m.
SpaDeX launched on December 30, 2024 via PSLV C60; docking happened January 16, 2025.
Satellites are SDX01 (Chaser) and SDX02 (Target) in a 460 km orbit at 45 degrees.

Full notes and 3 MCQs ›

Science & Technology

14. Hantavirus: Causes, Symptoms, Treatment and Prevention

Hantaviruses cause Hantavirus Pulmonary Syndrome (HPS) and Hemorrhagic Fever with Renal Syndrome (HFRS).
Rodents such as deer mice, white-footed mice, rice rats and cotton rats carry the virus.
Symptoms appear 1-8 weeks after exposure; there is no specific antiviral cure.
Prevention relies on rodent control, safe cleaning with disinfectant and protective gear.

Full notes and 3 MCQs ›

15. Starlink Partnerships with Airtel and Jio in India

Bharti Airtel and Reliance Jio partnered with SpaceX to bring Starlink satellite internet to India.
Jio will sell Starlink equipment through retail outlets and handle installation and support.
Starlink costs $105-$500 a month plus $250-$380 hardware, versus Indian broadband from $5-$7.

Full notes and 3 MCQs ›

Test yourself

15 questions from the news of 14 March 2025, with answers and explanations.