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Daily Current Affairs: 15 July 2025

Current affairs of 15 July 2025: Kaziranga Bird Survey Records 43 Grassland Species; NMMS in MGNREGS: Misuse Found in Attendance App; IIST to Study Space-Flown Crop Seeds From Axiom-4 Mission, and 13 more topics. Key facts for every exam, with a quiz.

Take the quiz (15 questions)July 2025

In this issue: 16 topics

National Affairs

Youth Spiritual Summit Varanasi 2025: Nasha Mukt Yuva

Government Schemes

NMMS in MGNREGS: Misuse Found in Attendance App
Pradhan Mantri Divyasha Kendra: 75th Centre Opens at Badaun
Skill India Mission Turns 10 on World Youth Skills Day

Banking & Finance

AU Small Finance Bank and LIC Bancassurance Tie-Up
Fintechs Push Co-Branded Credit Cards as UPI Stays Zero-MDR
CTBC Bank Seeks IFSCA Approval for GIFT City IBU

Economy

Microfinance Lenders Hike Rates After RBI Repo Cuts
IBC Reforms: Push for Dedicated NCLT and NCLAT Benches
RBI Eyes Secured Overnight Rate as Policy Benchmark
NSE Ranks Fourth in Global IPO Fundraising in H1 2025

Agriculture & Rural

RuralTech CoLab: NABARD’s Portal for Rural Tech Start-ups

Science & Technology

IIST to Study Space-Flown Crop Seeds From Axiom-4 Mission
Shubhanshu Shukla Begins Return from ISS After 18 Days

Environment & Ecology

Kaziranga Bird Survey Records 43 Grassland Species

Reports & Indexes

India’s Internet Speed Rank 26th in Ookla Data for 2025

National Affairs

Government Schemes

1. Youth Spiritual Summit Varanasi 2025: Nasha Mukt Yuva

Dr. Mansukh Mandaviya announced the Youth Spiritual Summit to be held in Varanasi from 18 to 20 July 2025.
The theme is 'Nasha Mukt Yuva for Viksit Bharat'.
Mandaviya is Union Minister of Youth Affairs and Sports and of Labour and Employment.
The initiative aims to empower Yuva Shakti and foster a drug-free society.

Full notes and 3 MCQs ›

Government Schemes

Polity & Governance

2. NMMS in MGNREGS: Misuse Found in Attendance App

The Rural Development Ministry found serious misuse and manipulation of the National Mobile Monitoring System (NMMS).
NMMS needs two photographs a day, at the start and end of the shift, with geo-tagged attendance.
MGNREGA, launched in 2005, assures 100 days of work a year.

Full notes and 3 MCQs ›

Government Schemes

3. Pradhan Mantri Divyasha Kendra: 75th Centre Opens at Badaun

The 75th Pradhan Mantri Divyasha Kendra (PMDK) opened at Government Medical College, Badaun, Uttar Pradesh.
ALIMCO, a CPSU under the Ministry of Social Justice and Empowerment, runs the PMDK initiative.
New centres give special emphasis to the visually impaired.
PMDKs supply assistive devices to Divyangjan and senior citizens.

Full notes and 3 MCQs ›

Government Schemes

4. Skill India Mission Turns 10 on World Youth Skills Day

The 10th anniversary of the Skill India Mission was observed on World Youth Skills Day.
Jayant Chaudhary, minister for skill development and entrepreneurship, renewed the government's pledge to empower youth.
The focus is on practical, job-ready skills across sectors.
Skill India is described as changing lives, especially of women and marginalised communities.

Full notes and 3 MCQs ›

Banking & Finance

5. AU Small Finance Bank and LIC Bancassurance Tie-Up

AU Small Finance Bank and LIC announced a bancassurance tie-up on 14 July 2025.
LIC's term plans, ULIPs, annuities and savings or endowment policies will be sold.
Channels: bank branches and digital platforms.

Full notes and 3 MCQs ›

6. Fintechs Push Co-Branded Credit Cards as UPI Stays Zero-MDR

With UPI at zero MDR, fintechs are turning to co-branded credit cards, personal loans and gold loans.
Google Pay is building a card with Axis Bank; PhonePe has one with HDFC Bank.
Fintechs earn ₹1,000-₹1,200 per credit card customer sourced.

Full notes and 3 MCQs ›

Banking & Finance

7. CTBC Bank Seeks IFSCA Approval for GIFT City IBU

CTBC Bank, Taiwan's largest privately owned bank, applied to IFSCA to set up an IFSC Banking Unit at GIFT City.
GIFT City in Gujarat is described as India's premier international financial hub.
More foreign banks are entering the centre.

Full notes and 3 MCQs ›

Economy

8. Microfinance Lenders Hike Rates After RBI Repo Cuts

RBI cut the repo rate by 100 basis points in recent months, yet several microfinance institutions raised lending rates.
CreditAccess Grameen, Muthoot Microfin and Fusion Finance increased rates between June and July 2025.
Asirvad Micro Finance and Arohan Financial Services, earlier penalised by RBI for excessive rates, revised rates up again.
MFIs blamed high credit costs, sticky borrowing costs and rural servicing costs.

Full notes and 3 MCQs ›

Polity & Governance

9. IBC Reforms: Push for Dedicated NCLT and NCLAT Benches

The Parliamentary Standing Committee on Finance discussed dedicated NCLT and NCLAT benches for IBC cases ahead of Monsoon Session amendments.
IBC targets resolution in 330 days, but resolutions averaged 597 days till March 2025 (IBBI).
Liquidation cases took 508 days on average.

Full notes and 3 MCQs ›

10. RBI Eyes Secured Overnight Rate as Policy Benchmark

RBI was reported to be moving from unsecured WACR to a secured overnight rate.
TREPS and SORR cover over 98% of overnight volumes.
A 100 bps CRR cut from September 2025 was being considered.

Full notes and 3 MCQs ›

11. NSE Ranks Fourth in Global IPO Fundraising in H1 2025

The National Stock Exchange (NSE) placed fourth on the global IPO league table in H1CY25.
Its offerings raised $5.51 billion, per S&P Global Market Intelligence.
H1CY25 means the first half of calendar year 2025.

Full notes and 3 MCQs ›

Agriculture & Rural

Banking & Finance

12. RuralTech CoLab: NABARD’s Portal for Rural Tech Start-ups

NABARD launched RuralTech CoLab on its 44th Foundation Day, 13 July 2025.
The portal unites fintechs, agritechs and digital service providers for agriculture and rural finance.
Onboarded partners get access to SHGs, FPOs, cooperative banks, NGOs and rural institutions.

Full notes and 3 MCQs ›

Science & Technology

Agriculture & Rural Development

13. IIST to Study Space-Flown Crop Seeds From Axiom-4 Mission

IIST will study crop seeds flown on the Axiom-4 mission.
The Space Biology Lab leads; KAU supplied the seeds.
Varieties include rice, horse gram, tomato, sesame and brinjal.

Full notes and 3 MCQs ›

Science & Technology

14. Shubhanshu Shukla Begins Return from ISS After 18 Days

Group Captain Shubhanshu Shukla was the pilot of Axiom Mission 4 (Ax-4).
He started heading home after spending 18 days on board the International Space Station.
The mission marked a milestone for India's growing role in commercial human spaceflight.

Full notes and 3 MCQs ›

Environment & Ecology

Environment & Ecology

15. Kaziranga Bird Survey Records 43 Grassland Species

A survey in Kaziranga between 18 March and 25 May 2025 documented 43 grassland bird species.
Bengal florican is Critically Endangered; Finn's weaver and swamp grass babbler are Endangered.
Kaziranga became a Tiger Reserve in 2006.

Full notes and 3 MCQs ›

Reports & Indexes

Science & Technology

16. India’s Internet Speed Rank 26th in Ookla Data for 2025

India ranked 26th on Ookla's median download speed, at 136.53 Mbps (April-June 2025).
The rank is up 93 places from 119th in September 2022, helped by 5G.
India's mobile data use is 32 GB per person monthly, ahead of China and the US.
5G users reached 326 million by March 2025.

Full notes and 3 MCQs ›

Test yourself

15 questions from the news of 15 July 2025, with answers and explanations.