Daily Current Affairs: 12 July 2025

Current affairs of 12 July 2025: Global Gender Gap Report 2025: India Ranks 131 of 148; Quantum Cyber Readiness Whitepaper Released by MeitY; Maratha Military Landscapes Named India’s 44th World Heritage Site, and 11 more topics. Key facts for every exam, with a quiz.

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In this issue: 14 topics

National Affairs

Maratha Military Landscapes Named India’s 44th World Heritage Site
Simultaneous Elections Bill: Ex-CJIs Question EC’s Powers

Government Schemes

Sanchar Mitra Scheme: DoT’s Student Volunteer Programme Goes National
PM E-Drive: ₹500 Crore Incentive for 5,600 Electric Trucks

Banking & Finance

RBI: Voluntary Gold/Silver Pledge Allowed in Collateral-Free Loans
RBI Penalties on HDFC Bank and Shriram Finance
BSE Insurance Index Launched by Asia Index

Agriculture & Rural

FPOs in India: Scale, Challenges and Way Forward
Smart Agriculture With a Human and Cultural Touch

Science & Technology

Quantum Cyber Readiness Whitepaper Released by MeitY

Environment & Ecology

Assam Rhino Horn DNA Study to Build RhoDIS Database

Defence & Security

Astra BVR missile with indigenous RF seeker test-fired

Reports & Indexes

Global Gender Gap Report 2025: India Ranks 131 of 148

Awards & Persons

Iga Swiatek Wins Wimbledon 2025 Title With 6-0, 6-0 Final

National Affairs

International Relations

1. Maratha Military Landscapes Named India’s 44th World Heritage Site

Maratha Military Landscapes of India became India's 44th World Heritage property.
It comprises 12 forts built between the 17th and 19th centuries CE.
India ranks 6th globally and 2nd in Asia-Pacific.

Full notes and 3 MCQs ›

Polity & Governance

2. Simultaneous Elections Bill: Ex-CJIs Question EC’s Powers

Former CJIs D.Y. Chandrachud and J.S. Khehar appeared before the Joint Parliamentary Committee on simultaneous elections.
The JPC is reviewing the Constitution (129th Amendment) Bill, 2024 and the Union Territories Laws (Amendment) Bill, 2024.
They flagged unchecked powers for the Election Commission under the proposal.

Full notes and 3 MCQs ›

Government Schemes

3. Sanchar Mitra Scheme: DoT’s Student Volunteer Programme Goes National

Sanchar Mitra is a DoT volunteer outreach programme using university students.
Volunteers are trained by NCA-T and the DoT Media Wing; it began in Assam and is now pan-India.
Top performers may get internships and India Mobile Congress invitations.

Full notes and 3 MCQs ›

Government Schemes

4. PM E-Drive: ₹500 Crore Incentive for 5,600 Electric Trucks

The Centre unveiled a scheme of financial incentives for buying electric trucks under PM E-Drive.
₹500 crore was set aside to support 5,600 electric trucks.
One fifth of the outlay is reserved for vehicles registered in Delhi.

Full notes and 3 MCQs ›

Banking & Finance

5. RBI: Voluntary Gold/Silver Pledge Allowed in Collateral-Free Loans

RBI clarified that a voluntary gold or silver pledge within collateral-free limits does not breach its collateral norms.
Limits: ₹10 lakh for MSE and PMEGP; ₹2 lakh per borrower for agri loans.
Such loans still count towards the 40% PSL target.

Full notes and 3 MCQs ›

Banking & Finance

6. RBI Penalties on HDFC Bank and Shriram Finance

On 12 July 2025 RBI penalised HDFC Bank and Shriram Finance for non-compliance.
HDFC Bank breached the Master Direction on Foreign Investment in India via a term loan.
Shriram Finance let repayments be routed through third-party accounts.

Full notes and 3 MCQs ›

Banking & Finance

7. BSE Insurance Index Launched by Asia Index

Asia Index, a BSE and S&P Dow Jones Indices joint venture, launched the BSE Insurance Index on 12 July 2025.
No single stock may exceed 25% weight.
Reviewed twice a year.

Full notes and 3 MCQs ›

Agriculture & Rural

Government Schemes

8. FPOs in India: Scale, Challenges and Way Forward

India has over 33,000 registered FPOs, and 66% are under 4 years old.
A Central Sector Scheme supports the promotion of 10,000 FPOs.
Most FPOs plateau at ₹25-45 lakh revenue, with member engagement of only 20-30%.

Full notes and 3 MCQs ›

Government Schemes

9. Smart Agriculture With a Human and Cultural Touch

A viewpoint wants smart agriculture that is compassionate and culturally rooted.
India should mix AI with grassroots traditions, unlike China's top-down approach.
Sustainable farming is framed as dharma, a duty to future generations.

Full notes and 3 MCQs ›

Science & Technology

10. Quantum Cyber Readiness Whitepaper Released by MeitY

MeitY, CERT-In and SISA released the whitepaper 'Transitioning to Quantum Cyber Readiness'.
It warns quantum computers could make RSA and ECC encryption obsolete.
It urges a move to post-quantum cryptography (PQC), beginning with an inventory audit.

Full notes and 3 MCQs ›

Environment & Ecology

11. Assam Rhino Horn DNA Study to Build RhoDIS Database

Assam Forest Department and WII began DNA tests on 2,573 rhino horn samples kept before 2021 destruction.
Goal: build RhoDIS, the Rhino DNA Index System.
Rhino horn is keratin, like hair and nails.
Greater one-horned rhino is Vulnerable on the IUCN Red List.

Full notes and 3 MCQs ›

Defence & Security

Science & Technology

12. Astra BVR missile with indigenous RF seeker test-fired

DRDO and the Indian Air Force tested Astra with an indigenous radio frequency seeker on 11 July 2025.
Two launches were made from a Su-30MKI off the Odisha coast.
The targets were high-speed unmanned aerial vehicles at varying ranges; both were reportedly destroyed.
Astra is a beyond visual range air-to-air missile.

Full notes and 3 MCQs ›

Reports & Indexes

Health & Social Issues

13. Global Gender Gap Report 2025: India Ranks 131 of 148

WEF's Global Gender Gap Report 2025 ranked India 131st among 148 countries.
Globally, 68.8% of the gender gap is closed; full parity would take 123 years at the current pace.
India ranks 143rd on Economic Participation and Opportunity.

Full notes and 3 MCQs ›

Awards & Persons

Sports

14. Iga Swiatek Wins Wimbledon 2025 Title With 6-0, 6-0 Final

Iga Swiatek of Poland beat Amanda Anisimova of the USA 6-0, 6-0 in the 12 July 2025 final.
It is her first Wimbledon title and sixth Grand Slam singles title.
She is the first Pole to win a Wimbledon singles title.
It was the first double-bagel women's Wimbledon final since 1911.

Full notes and 3 MCQs ›

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15 questions from the news of 12 July 2025, with answers and explanations.

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Daily Current Affairs: 12 July 2025

In this issue: 14 topics

National Affairs

1. Maratha Military Landscapes Named India’s 44th World Heritage Site

2. Simultaneous Elections Bill: Ex-CJIs Question EC’s Powers

Government Schemes

3. Sanchar Mitra Scheme: DoT’s Student Volunteer Programme Goes National

4. PM E-Drive: ₹500 Crore Incentive for 5,600 Electric Trucks

Banking & Finance

5. RBI: Voluntary Gold/Silver Pledge Allowed in Collateral-Free Loans

6. RBI Penalties on HDFC Bank and Shriram Finance

7. BSE Insurance Index Launched by Asia Index

Agriculture & Rural

8. FPOs in India: Scale, Challenges and Way Forward

9. Smart Agriculture With a Human and Cultural Touch

Science & Technology

10. Quantum Cyber Readiness Whitepaper Released by MeitY

Environment & Ecology

11. Assam Rhino Horn DNA Study to Build RhoDIS Database

Defence & Security

12. Astra BVR missile with indigenous RF seeker test-fired

Reports & Indexes

13. Global Gender Gap Report 2025: India Ranks 131 of 148

Awards & Persons

14. Iga Swiatek Wins Wimbledon 2025 Title With 6-0, 6-0 Final

Test yourself