Canara ai1Pe UPI App: Features and UPI Circle
Why in the news
Public sector lender Canara Bank rolled out its own UPI app for everyday payments by new and experienced users.
Features
| Area | Feature |
|---|---|
| Payments | P2P transfers, QR merchant payments, utility bills, mobile recharge, live status and history |
| Accounts | Link any bank’s accounts; pick one at payment time |
| Security | Device binding to the registered phone; UPI PIN |
| Access | Home-screen QR scan widget: scan and pay without opening the app |
| Delegation | UPI Circle for family members |
- Users already on other UPI apps can skip full onboarding.
- Delegates spend within a predefined monthly limit; the primary holder keeps control.
Exam angle
- App: Canara ai1Pe.
- Delegated payments: UPI Circle.