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UPI Expands to Uzbekistan Through UZQR Link-Up

1 September 20261 min read
BANKING & FINANCEUPI Expands toUzbekistanThrough UZQRLink-Up1 September 2026safalsetu.com

Why in the news

NPCI International Payments Ltd (NIPL) signed a commercial agreement with Uzbekistan’s National Interbank Processing Centre (NIPC) on 30 August 2026. The deal opens the way for UPI payments at Uzbek merchants.

Key facts

  • Indian visitors will pay by scanning UZQR, the national interoperable QR code of Uzbekistan, using their existing UPI apps.
  • The arrangement covers person-to-merchant (P2M) payments only, drawn directly from Indian bank accounts.
  • HUMO is the national payment system operated by NIPC and is NIPL’s authorised partner for cross-border merchant acceptance.
  • Reports say the arrangement has the backing of the Reserve Bank of India and the Central Bank of Uzbekistan.
  • MediaNama reported that no rollout date, limits or fee details had been announced yet.

UPI’s international network

RegionCountries
South AsiaNepal, Bhutan, Sri Lanka
Southeast AsiaSingapore, Cambodia
Middle EastUAE, Qatar
Africa / Indian OceanMauritius
EuropeFrance, Greece
Central AsiaUzbekistan (new)

About NIPL

NIPL is the international arm of NPCI. It builds tie-ups with foreign payment networks so that UPI can be accepted abroad.

Exam angle

  • Remember UZQR and HUMO as the Uzbek QR code and payment network.
  • Uzbekistan is the 11th UPI country and the first in Central Asia.
  • Static-GK link: NIPL is NPCI’s international subsidiary; the deal is P2M only.

Test yourself

1. Which Uzbek national QR code will Indian UPI apps scan under the new NIPL agreement?

Notes say UPI apps will scan UZQR, Uzbekistan's national interoperable QR code.

2. Which Uzbek payment system is NIPL's authorised partner for cross-border merchant acceptance?

HUMO, operated by NIPC, was named as NIPL's authorised partner.

3. The NIPL-NIPC agreement covers which type of UPI payments?

The arrangement is for person-to-merchant (P2M) payments at Uzbek outlets.

Sources: ANI, MediaNama, LegacyIAS PIB Summary 1 Sep 2026