Daily Current Affairs: 11 April 2025

Current affairs of 11 April 2025: Ukraine Alleges Chinese Fighters in Russia’s War; Delhi Joins Ayushman Bharat PM-JAY and PM-ABHIM; Jyotiba Phule: Social Reformer’s Life and Legacy, and 18 more topics. Key facts for every exam, with a quiz.

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In this issue: 21 topics

National Affairs

Jyotiba Phule: Social Reformer’s Life and Legacy

Government Schemes

Delhi Joins Ayushman Bharat PM-JAY and PM-ABHIM
PM-POSHAN Cost Raised 9.5% From May 2025
PM-ABHIM Delhi Pact: 1,139 Ayushman Arogya Mandirs

Banking & Finance

RBI Study: Geopolitical Risk Hits Emerging Markets in Two Stages
Nabfid-NDB MoU on Infrastructure Financing and Green Projects
Shrinking NIMs for Private Banks and RBI PCE Draft
RBI Draft Norms on Co-Lending and Gold Loans: Key Proposals
BharatPe Gets RBI Payment Aggregator Licence
Banks Reduce Lending Rates After RBI’s 6% Repo Cut

Economy

RBI Monetary Policy Report: Money Market Liquidity Eases
Non-Life Insurance Premium Growth Hits 3-Year Low in FY25
Moody’s Analytics Cuts India’s 2025 GDP Forecast to 6.1%
US Tariff Pause: Interim Relief for Indian Exporters

International Affairs

Ukraine Alleges Chinese Fighters in Russia’s War

Agriculture & Rural

RIDF Allocation Review: NABARD Fund Disbursals Beat Budget
US Tariff Pause: Relief for India’s Shrimp and Textile Exports

Science & Technology

Nathatop Himalayan Atmospheric and Climate Research Centre

Defence & Security

Rajnath Singh on Global Disorder and Future Warfare

Reports & Indexes

Women and Men in India 2024: Work, Wages, Finance Data
Panchayat Advancement Index 2024: Gram Panchayat Scores Explained

National Affairs

History, Art & Culture

1. Jyotiba Phule: Social Reformer’s Life and Legacy

Jyotiba Phule was born on 11 April 1827 into the Mali caste, traditionally linked to gardening.
With Savitribai Phule he opened India's first girls' school in 1848, then 18 more schools within three years.
He founded the Satyashodhak Samaj in 1873 to challenge upper-caste reform movements and promote equality and rational thinking.
His works include Gulamgiri, Shetkaryanche Asud, Sarvajanik Satya Dharma Pustak and Manav Mahammand.

Full notes and 3 MCQs ›

Government Schemes

2. Delhi Joins Ayushman Bharat PM-JAY and PM-ABHIM

Delhi joined AB PM-JAY; the first 30 beneficiaries got cards at Vigyan Bhawan.
6.5 lakh families get ₹5 lakh a year, matched by another ₹5 lakh from Delhi.
The PM-ABHIM agreement carries ₹1,749 crore.

Full notes and 3 MCQs ›

Government Schemes

3. PM-POSHAN Cost Raised 9.5% From May 2025

PM-POSHAN material cost goes up 9.5% from 1 May 2025, costing ₹954 crore more in FY 2025-26.
Per-child rates: ₹6.78 (Bal Vatikas, primary) and ₹10.17 (upper primary).
11.2 crore students in 10.36 lakh schools are covered.

Full notes and 3 MCQs ›

Government Schemes

4. PM-ABHIM Delhi Pact: 1,139 Ayushman Arogya Mandirs

Centre and Delhi signed a ₹2,406 crore PM-ABHIM agreement.
Plan: 1,139 Ayushman Arogya Mandirs, 9 critical care blocks and 11 integrated public health laboratories.
PM-ABHIM is a centrally sponsored scheme launched on 25 October 2021.
Families get ₹10 lakh annual cover: ₹5 lakh via PMJAY plus ₹5 lakh from the Delhi government.

Full notes and 3 MCQs ›

Banking & Finance

5. RBI Study: Geopolitical Risk Hits Emerging Markets in Two Stages

A study in the RBI's Monetary Policy Report 2025 uses a Geo-Political Risk (GPR) Index to measure geopolitical shocks.
For a 1 pp rise in GPR, stocks fall 0.25 pp in month one and 0.64 pp in month two.
Currency losses grow from 0.16 pp to 0.32 pp; credit spreads widen 1 pp then 1.2 pp.
Repeated shocks create lasting volatility.

Full notes and 3 MCQs ›

Economy

6. Nabfid-NDB MoU on Infrastructure Financing and Green Projects

Nabfid signed an MoU with the New Development Bank (NDB) on infrastructure financing and sustainable development.
Focus areas: clean energy, sustainable transport, water and sewage.
NDB was set up by BRICS nations.

Full notes and 3 MCQs ›

Economy

7. Shrinking NIMs for Private Banks and RBI PCE Draft

Repo rate was cut to 6%, the second cut of 2025, so bank NIMs are likely to fall as loans reprice faster than deposits.
About 60% of bank loans are repo-linked: 85.9% at private banks against 44.6% at public sector banks.
ICRA projects a 15-17 bps NIM decline in FY26; Emkay sees 7-20 bps from 50 bps of cuts.
RBI's PCE draft raises the limit to 50% of a bond issue from 20%.

Full notes and 3 MCQs ›

Banking & Finance

8. RBI Draft Norms on Co-Lending and Gold Loans: Key Proposals

Co-lending would be allowed across all regulated entities, including NBFC-to-NBFC and bank-to-bank tie-ups.
A default-loss guarantee of up to 5% of outstanding loans is allowed, with escrow accounts mandatory.
Gold loans are to be classed as income-generating or consumption; LTV is capped at 75% for NBFCs and bank consumption loans.
Grievance redressal in co-lending is capped at 30 days.

Full notes and 3 MCQs ›

Banking & Finance

9. BharatPe Gets RBI Payment Aggregator Licence

Resilient Payments, a BharatPe unit, got final RBI authorisation as an online payment aggregator.
Its platform will use the BharatPe X brand for tier 2 and tier 3 cities.
BharatPe also holds an NBFC licence via Trillion Loans.

Full notes and 3 MCQs ›

Economy

10. Banks Reduce Lending Rates After RBI’s 6% Repo Cut

Indian Bank, PNB and Bank of India cut benchmark lending rates after the RBI's 25 bps repo cut to 6%.
Floating-rate loans must follow an external benchmark.
Banks' net interest margins may thin as lending rates fall faster than deposit costs.

Full notes and 3 MCQs ›

Economy

11. RBI Monetary Policy Report: Money Market Liquidity Eases

The WACR-repo spread narrowed to 7 bps in March 2025 from a 15 bps peak in December 2024.
A record ₹4.13 trillion was parked in the SDF, the highest since its April 2022 launch.
RBI ran 4 main VRR auctions and 62 fine-tuning VRR operations.
Liquidity may slip into deficit on GST outflows and slower government spending.

Full notes and 3 MCQs ›

Economy

12. Non-Life Insurance Premium Growth Hits 3-Year Low in FY25

Non-life insurance premium reached ₹3.08 trillion in FY25, growing 6.2% year on year, a three-year low.
FY24 premium was ₹2.89 trillion (+13%); FY23 growth was 16.3%.
IRDAI's revised 1/N accounting for long-term premiums hit health and fire segments.
FY26 premium growth is expected at 9-13%.

Full notes and 3 MCQs ›

Economy

13. Moody’s Analytics Cuts India’s 2025 GDP Forecast to 6.1%

Moody's Analytics cut India's 2025 GDP forecast to 6.1% from 6.4% over US tariff risk.
Gems and jewellery, medical devices and textiles are most exposed.
It expects 25 bps RBI cuts, taking the policy rate to 5.75% by end-2025.

Full notes and 3 MCQs ›

Economy

14. US Tariff Pause: Interim Relief for Indian Exporters

The US paused reciprocal tariffs, keeping a baseline 10% duty, giving Indian exporters temporary relief.
Chinese exports face 125% US tariffs, easing competition and reinforcing the China Plus One strategy.
Exporters urge active bilateral talks and stricter rules of origin against Chinese trade circumvention.

Full notes and 3 MCQs ›

International Affairs

International Relations

15. Ukraine Alleges Chinese Fighters in Russia’s War

Zelenskyy said Ukraine has evidence that 155 Chinese nationals fought alongside Russian forces.
Two Chinese nationals were reportedly captured in the Donetsk region.
China's Foreign Ministry spokesperson Lin Jian rejected the claim without naming Ukraine or Zelenskyy.
The charge threatens China's image as a neutral peace broker.

Full notes and 3 MCQs ›

Agriculture & Rural

Economy

16. RIDF Allocation Review: NABARD Fund Disbursals Beat Budget

NABARD-managed RIDF has a ₹40,000 crore annual budget, up from ₹30,000 crore in FY22.
Disbursals have beaten the budget every year; FY24 saw ₹49,400 crore.
Revision is possible in the September-October review.

Full notes and 3 MCQs ›

Economy

17. US Tariff Pause: Relief for India’s Shrimp and Textile Exports

The US paused steep reciprocal tariffs for three months, easing pressure on Indian farm and marine exporters.
Andhra Pradesh formed a 16-member panel to study shrimp exports against Ecuador.
Ecuador faced 10% tariff against 26% for India under the original regime.
CITI sought an interim textile export protection scheme.

Full notes and 3 MCQs ›

Science & Technology

Environment & Ecology

18. Nathatop Himalayan Atmospheric and Climate Research Centre

Dr. Jitendra Singh inaugurated the Himalayan High Altitude Atmospheric and Climate Research Centre at Nathatop, J&K, on April 11, 2025.
The site is at 2,250 metres altitude.
ICE-CRUNCH is an Indo-Swiss project with ETH Zürich and Central University of Jammu.
It is proposed to join WMO's Global Atmospheric Watch network.

Full notes and 3 MCQs ›

Defence & Security

19. Rajnath Singh on Global Disorder and Future Warfare

Rajnath Singh addressed the 80th Defence Services Staff College course convocation in Wellington, Nilgiris.
He cited drones in the Ukraine-Russia war and multi-domain warfare spanning space, cyber and undersea.
The Defence Ministry named 2025 the Year of Reforms.

Full notes and 3 MCQs ›

Reports & Indexes

Health & Social Issues

20. Women and Men in India 2024: Work, Wages, Finance Data

Female LFPR rose to 41.7% in 2023-24 from 23.2% in 2017-18, against 77.2% for men.
Women spend 236 minutes daily on unpaid domestic work versus 24 for men.
Women hold 39.2% of bank accounts; only 13.6% of 18th Lok Sabha members are women.

Full notes and 3 MCQs ›

Government Schemes

21. Panchayat Advancement Index 2024: Gram Panchayat Scores Explained

Ministry of Panchayati Raj launched the Panchayat Advancement Index on April 9, 2025, covering 2.16 lakh validated gram panchayats.
PAI tracks nine themes of Localized SDGs using 435 indicators.
No panchayat reached Achiever (90-100); 699 were Front Runners.

Full notes and 3 MCQs ›

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Daily Current Affairs: 11 April 2025

In this issue: 21 topics

National Affairs

1. Jyotiba Phule: Social Reformer’s Life and Legacy

Government Schemes

2. Delhi Joins Ayushman Bharat PM-JAY and PM-ABHIM

3. PM-POSHAN Cost Raised 9.5% From May 2025

4. PM-ABHIM Delhi Pact: 1,139 Ayushman Arogya Mandirs

Banking & Finance

5. RBI Study: Geopolitical Risk Hits Emerging Markets in Two Stages

6. Nabfid-NDB MoU on Infrastructure Financing and Green Projects

7. Shrinking NIMs for Private Banks and RBI PCE Draft

8. RBI Draft Norms on Co-Lending and Gold Loans: Key Proposals

9. BharatPe Gets RBI Payment Aggregator Licence

10. Banks Reduce Lending Rates After RBI’s 6% Repo Cut

Economy

11. RBI Monetary Policy Report: Money Market Liquidity Eases

12. Non-Life Insurance Premium Growth Hits 3-Year Low in FY25

13. Moody’s Analytics Cuts India’s 2025 GDP Forecast to 6.1%

14. US Tariff Pause: Interim Relief for Indian Exporters

International Affairs

15. Ukraine Alleges Chinese Fighters in Russia’s War

Agriculture & Rural

16. RIDF Allocation Review: NABARD Fund Disbursals Beat Budget

17. US Tariff Pause: Relief for India’s Shrimp and Textile Exports

Science & Technology

18. Nathatop Himalayan Atmospheric and Climate Research Centre

Defence & Security

19. Rajnath Singh on Global Disorder and Future Warfare

Reports & Indexes

20. Women and Men in India 2024: Work, Wages, Finance Data

21. Panchayat Advancement Index 2024: Gram Panchayat Scores Explained

Test yourself