sDQI of Banks Rises to 89.3 in March 2025: RBI
Why in the news
RBI data showed a slight gain in quality of supervisory returns from scheduled commercial banks (SCBs).
Key facts
| Bank group | March 2024 | March 2025 |
|---|---|---|
| Small Finance Banks | 91.0 | 90.6 |
| Public Sector Banks | 89.2 | 88.8 |
| Private Sector Banks | 88.9 | 89.6 |
| Foreign Banks | 87.6 | 89.1 |
Score bands
- Above 90 is Good; 80 to 90 Acceptable; 70 to 80 Needs Improvement; under 70 Major Concerns.
Returns assessed
- Asset quality, operating results, capital adequacy, liquidity and risk-based supervision returns.
- CRILC (Central Repository of Information on Large Credits) main return.