EPF Interest Rate FY26: EPFO Recommends Unchanged 8.25%
Why in the news
EPFO proposed no change in the EPF rate for 2025-26, so balances keep earning 8.25%.
Key facts
- Rate: 8.25% for FY 2025-26, unchanged for the second year.
- Subscribers: over 6 crore.
- Past low: 8.10% (FY22), weakest in almost four decades; 8.15% was listed for FY24.
About EPF
- Compulsory retirement savings for salaried staff, run by EPFO.
- Employer and employee both contribute.
- Allows part withdrawal for housing, medical or education; pension link via EPS.
Exam angle
- Rate to remember: 8.25%.
- Managing body: EPFO.