1. Which Credit-Deposit (CD) ratio range is considered ideal for a bank to stay liquid while still growing its lending?
Answer: E. A CD ratio in the 65%-75% band is seen as healthy; below it suggests cautious lending, above it risks liquidity strain, and the RBI keeps watch on it.
2. Which country is hosting the COP-30 Climate Summit, with attention on climate finance and land restoration?
Answer: B. The summit will take place in Belem, Brazil, stressing climate finance, biodiversity and land restoration, with a goal of mobilising $1.3 trillion a year by 2035.
3. For what reason does WHO advise against naming diseases after places?
Answer: D. Names tied to places, such as Spanish flu or Madura foot, can cause stigma and discrimination, so a neutral naming style keeps things scientifically clear.
4. What is the main risk of depending too heavily on foreign aid?
Answer: A. Heavy dependence on aid can breed long-term reliance and stop a country from building its own economic and governance systems.
5. Which area is the PM Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY) mainly concerned with?
Answer: D. The ₹6,000 crore scheme backs India's fisheries through digital tools, insurance for aquaculture and better value chains.
6. Which country conferred its top civilian honour, the GCSK, on PM Modi?
Answer: B. Mauritius gave PM Modi the Grand Commander of the Order of the Star and Key of the Indian Ocean, acknowledging cultural and strategic links with India.
7. What is one of the chief aims of India's new Export Promotion Mission?
Answer: E. With an outlay of ₹2,250 crore, the mission softens the blow of US tariffs by giving exporters collateral-free loans, compliance help and other financing.
8. What is a notable advantage of the innovation of fertiliser made from urine?
Answer: C. Researchers found a way to pull nitrogen out of urine for a sustainable fertiliser, which cuts use of synthetic fertilisers and emissions.
9. Why did Canada put tariffs on American goods in reply to Trump's trade moves?
Answer: C. Canada hit back after Trump placed duties on its steel and aluminium; the resulting trade war upset USMCA arrangements and raised costs for U.S. industry.
10. Which innovation in delivering foreign aid is expected to make it more transparent and efficient?
Answer: A. Future aid approaches include digital transfers, AI-based health solutions and blockchain, all meant to improve openness and reduce corruption.
11. Which Canadian province imposed a levy on electricity exports to the US, prompting Trump's fresh tariffs in March 2025?
Answer: D. Ontario's levy on electricity exports triggered the escalation.
12. COP30 is scheduled to be held in which Brazilian city in November 2025?
Answer: D. Brazil hosts COP30 in Belem near the Amazon.
13. What is the title of the WHO report released on 7 February 2025 on compassion in health care?
Answer: B. WHO's report is titled 'Compassion and primary health care'.
14. What share of GNI does the UN recommend developed countries give as foreign aid?
Answer: B. The UN target is 0.7% of GNI, met by only five countries in 2023.
15. How many existing laws does the Immigration and Foreigners Bill consolidate?
Answer: B. It merges the Foreigners Act, Passport Act, Registration of Foreigners Act and Carriers' Liability Act.