1. Mission Sudarshan Chakra, launched recently, is chiefly intended for what?
Answer: A. Announced on 15 August 2025 and run by the Defence Ministry, it plans an advanced layered shield for important installations, mixing cultural values with modern defence technology.
2. The National Deep Water Exploration Mission relates to which field?
Answer: B. Started on Independence Day 2025, it looks for undersea oil and gas, especially around the Andaman Sea and the Andhra coast, to improve energy security.
3. How many main slabs will the proposed structure have under the Next-Generation GST Reform (2025), leaving aside special rates?
Answer: C. The overhaul suggests just two slabs, 5% on essentials and 18% on most other goods and services, with an extra 40% rate for items like tobacco and alcohol.
4. Which one of these needs authorisation from the RBI under the Payment and Settlement Systems Act, 2007?
Answer: D. A PA directly handles customers’ money and so needs RBI’s approval, whereas a TPA only supplies the technology platform and needs none.
5. What is another name for Participating (Par) Products in insurance?
Answer: E. Policyholders in these plans receive a share of the insurer’s surplus as bonuses, such as reversionary, cash or terminal bonuses.
6. Which UPI facility is due to be withdrawn from 1 October 2025 over fraud worries?
Answer: A. NPCI is ending the option to ask another person for money through UPI because scammers had been misusing it more and more.
7. What does the Credit-to-Deposit Ratio of Indian banks reveal?
Answer: B. The ratio shows what part of a bank’s deposits has been lent, and with it staying under 80% at present, loans are growing slower than deposits.
8. The RBI has said it will replace batch-based cheque clearing with which new arrangement?
Answer: C. Cheques will be handled all through banking hours instead of in batches, so settlement is finished on the same day.
9. Which of the following is NOT a feature of SBI Life’s “Smart Shield Plus”?
Answer: D. This is a pure protection term plan, non-linked and non-participating, so it has level, increasing and future-proofing cover but pays no maturity bonus.
10. Punjab & Sind Bank’s newly introduced ‘PSB Naari Shakti’ Savings Account is chiefly aimed at which goal?
Answer: E. The account provides banking services designed for women together with health perks including cancer cover, accident insurance and free check-ups.
11. Where was INC-5.1, the first part of the fifth plastics treaty negotiating session, held?
Answer: E. INC-5.1 was held in Busan, Republic of Korea, in November-December 2024.
12. Which grouping matches the 2025 SYSM awardees?
Answer: B. The list has four Air Marshals, two Lieutenant Generals and one Vice Admiral.
13. What layer of the companion star did the black hole's gravity strip away, exposing its helium core?
Answer: A. The black hole's gravity ripped away the star's hydrogen layer, exposing the helium core.
14. Before Nagaland, La. Ganesan served as Governor of which state between August 2021 and February 2023?
Answer: E. He was Governor of Manipur from August 2021 to February 2023, and held additional charge of West Bengal in 2022.
15. Which ministry is the nodal ministry for Mission Sudarshan Chakra?
Answer: B. The notes list the Ministry of Defence as nodal ministry.