Daily Current Affairs: 3 April 2026

Current affairs of 3 April 2026: Aditya-L1: ISRO’s Sun Observatory at Lagrange Point 1; Sanshodhak: Fourth Survey Vessel (Large) Delivered to Navy; IOS SAGAR: INS Sunayna Leads 16-Nation Indian Ocean Mission, and 5 more topics. Key facts for every exam, with a quiz.

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In this issue: 8 topics

Banking & Finance

IRDAI Dark Patterns Order: Insurers Told to Self-Audit
Emirates NBD and RBL Bank: RBI Approves 74% Stake Buy
SEBI Open Market Buyback Return: Consultation Paper

Agriculture & Rural

Tea Mark Certification: Tea Board’s Voluntary Quality Seal
Agri-Tech Investment in Southeast Asia: India as Roadmap

Science & Technology

Aditya-L1: ISRO’s Solar Mission at the L1 Point

Defence & Security

Sanshodhak: Fourth Survey Vessel (Large) Delivered to Navy
IOS SAGAR: INS Sunayna Leads 16-Nation Indian Ocean Mission

Banking & Finance

1. IRDAI Dark Patterns Order: Insurers Told to Self-Audit

IRDAI directed all insurers to self-assess their digital platforms and remove dark patterns.
A compliance report is due within 15 days; an action plan for fixes within one month.
Dark patterns are treated as unfair trade practices under the Consumer Protection Act, 2019.
Examples include bait and switch, false urgency, hidden costs, confirmshaming and interface interference.

Full notes and 3 MCQs ›

Economy

2. Emirates NBD and RBL Bank: RBI Approves 74% Stake Buy

RBI approved Emirates NBD's acquisition of up to 74% in RBL Bank for $3 billion.
It is the largest foreign direct investment ever made in an Indian bank.
RBL Bank will change from a domestic private bank to a foreign bank subsidiary.
The Commercial Banks Governance Directions, 2025 set rules on board structure, CEO tenure and independence.

Full notes and 3 MCQs ›

Economy

3. SEBI Open Market Buyback Return: Consultation Paper

SEBI issued a consultation paper to reintroduce the open market route for share buybacks, reversing an earlier plan to phase it out by April 2025.
Tender offer is the current main route; open market buys happen on the exchange at prevailing prices.
From April 2026, buyback proceeds are taxed as capital gains in the shareholder's hands.
Earlier, tax-free receipts for buyback participants created an advantage over regular sellers.

Full notes and 3 MCQs ›

Agriculture & Rural

Government Schemes

4. Tea Mark Certification: Tea Board’s Voluntary Quality Seal

Tea Board of India is introducing the voluntary Tea Mark certification, expected from May 2026.
It is meant for manufacturers registered under the Tea (Marketing) Control Order, 2003.
Tea is tested through empanelled laboratories against FSSAI standards and tracked from garden to package.
India is the second-largest tea producer and the largest black tea producer.

Full notes and 3 MCQs ›

Agriculture & Rural Development

5. Agri-Tech Investment in Southeast Asia: India as Roadmap

Digitalisation could add $90 billion a year to Southeast Asian GDP by 2033, says the agri-tech investment report.
Investment slid 70% from a $750 million peak in 2022 to 2025 after a sharp correction.
Premature regional expansion caused over 60% of venture collapses between 2022 and 2025.
Corporate acquisitions made up 75% of exits; BSE SME and NSE Emerge were cited as models.

Full notes and 3 MCQs ›

Science & Technology

6. Aditya-L1: ISRO’s Solar Mission at the L1 Point

Aditya-L1 is an ISRO satellite mission to study the Sun's atmosphere, magnetic storms and their effect on Earth.
It sits at Lagrange Point 1, about 1.5 million km from Earth towards the Sun.
It carries seven indigenous payloads, split into remote sensing and in-situ types.
By early 2026 it was in its Science Phase, with a second Announcement of Opportunity issued.

Full notes and 3 MCQs ›

Defence & Security

7. Sanshodhak: Fourth Survey Vessel (Large) Delivered to Navy

Navy accepted Sanshodhak (Yard 3028) on 30 March 2026 from GRSE Kolkata, the fourth and last Survey Vessel (Large).
The four-ship contract dates from October 2018; sister ships are Sandhayak, Nirdeshak and Ikshak.
It is a non-combat scientific ship serving both defence and civilian hydrographic needs.

Full notes and 3 MCQs ›

International Relations

8. IOS SAGAR: INS Sunayna Leads 16-Nation Indian Ocean Mission

The Indian Navy flagged off INS Sunayna as Indian Ocean Ship (IOS) SAGAR, a 16-nation initiative.
The mission seeks stronger maritime security and cooperation across the Indian Ocean Region amid West Asia tensions.
SAGAR means Security and Growth for All in the Region, India's Indian Ocean policy introduced in 2015.
The Strait of Hormuz is a key oil choke point between the Persian Gulf and the Gulf of Oman.

Full notes and 3 MCQs ›

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Daily Current Affairs: 3 April 2026

In this issue: 8 topics

Banking & Finance

1. IRDAI Dark Patterns Order: Insurers Told to Self-Audit

2. Emirates NBD and RBL Bank: RBI Approves 74% Stake Buy

3. SEBI Open Market Buyback Return: Consultation Paper

Agriculture & Rural

4. Tea Mark Certification: Tea Board’s Voluntary Quality Seal

5. Agri-Tech Investment in Southeast Asia: India as Roadmap

Science & Technology

6. Aditya-L1: ISRO’s Solar Mission at the L1 Point

Defence & Security

7. Sanshodhak: Fourth Survey Vessel (Large) Delivered to Navy

8. IOS SAGAR: INS Sunayna Leads 16-Nation Indian Ocean Mission

Test yourself