Skip to content
Free updates Login

Daily Current Affairs: 29 October 2025

Current affairs of 29 October 2025: Cloud Seeding Trials in Delhi: How It Works; India at ASEAN 2025 Summit: Modi Skips In-Person Attendance Again; Climate Inequality Report 2025: Top 1% Hold 41% Ownership Emissions, and 12 more topics. Key facts for every exam, with a quiz.

Take the quiz (15 questions)October 2025
15 TOPICSDaily CurrentAffairs29 October 2025In focus: Cloud Seeding Trials in Delhi: How It…safalsetu.com

In this issue: 15 topics

National Affairs

  1. 8th Central Pay Commission: Terms of Reference Approved
  2. Manush Shah and Diya Chitale Qualify for WTT Finals

Banking & Finance

  1. MCX Trading Disruption: SEBI Asks for Details
  2. Small Finance Banks in India: Features, Norms, SFB vs Payments Bank
  3. SEBI Consultation Paper on Mutual Fund TER and AMC Rules
  4. PSB Mergers: Finance Ministry’s New Consolidation Blueprint
  5. RBI’s Revised Nomination Rules for Deposits and Lockers

Economy

  1. RBI Proposes Easier External Commercial Borrowing Rules

International Affairs

  1. India at ASEAN 2025 Summit: Modi Skips In-Person Attendance Again

Agriculture & Rural

  1. Rabi 2025-26 Fertilizer Subsidy Fixed at Rs 37,952 Crore

Environment & Ecology

  1. Cloud Seeding Trials in Delhi: How It Works
  2. UN Synthesis: NDCs Fall Short of Paris Targets Before COP30
  3. Cyclone Montha Makes Landfall Near Narasapuram, Andhra Pradesh

Reports & Indexes

  1. Climate Inequality Report 2025: Top 1% Hold 41% Ownership Emissions
  2. SIDBI MSME Outlook Survey Q2 FY26: M-BCI Dips to 61.64

National Affairs

Banking & Finance

Banking & Finance

4. Small Finance Banks in India: Features, Norms, SFB vs Payments Bank

  • Small Finance Banks are RBI-authorised differentiated banks serving under-banked and unbanked sections.
  • They are public limited companies under the Companies Act, 2013, licensed under Section 22 of the Banking Regulation Act, 1949.
  • Norms: CAR 15%, 25% rural branches, 50% of loans to MSMEs, net worth ₹100 crore rising to ₹200 crore in 5 years.
  • The Nachiket Mor Committee (2013) mooted the differentiated bank concept.
Full notes and 3 MCQs ›
Banking & Finance

6. PSB Mergers: Finance Ministry’s New Consolidation Blueprint

  • The Finance Ministry is preparing a new blueprint to consolidate public sector banks, with timing expected after FY27.
  • Proposed pairs: Union Bank of India with Bank of India, and Indian Overseas Bank with Indian Bank.
  • The Union Bank-Bank of India combination would be the second-largest PSB, with assets of ₹25.67 trillion, behind SBI.
  • Post-merger CRAR must meet Basel III norms, stated as 11.5% including buffers.
Full notes and 3 MCQs ›
Banking & Finance

7. RBI’s Revised Nomination Rules for Deposits and Lockers

  • RBI issued revised nomination directions for deposit accounts, safe deposit lockers and articles in safe custody, effective 1 November 2025.
  • Nomination is voluntary; banks cannot deny or delay account opening if a customer declines.
  • Up to four simultaneous nominees are allowed under the Banking Laws Amendment Act, 2025, with shares specified.
  • Successive nominations are permitted, the next nominee acting only after the earlier one dies.
Full notes and 3 MCQs ›

Economy

Economy

8. RBI Proposes Easier External Commercial Borrowing Rules

  • RBI proposed sweeping relaxations in rules for Indian companies raising External Commercial Borrowings (ECBs).
  • Per-tranche limits under the automatic route rise, so larger sums can be raised without prior RBI approval.
  • Interest rate cost caps are removed or relaxed, letting borrowers and lenders negotiate by market conditions.
  • Companies get flexibility to borrow in several currencies and switch between rupee and foreign currency bonds.
Full notes and 3 MCQs ›

International Affairs

Agriculture & Rural

Environment & Ecology

Reports & Indexes

Test yourself

15 questions from the news of 29 October 2025, with answers and explanations.

Start the quiz