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Agentic Payments on ChatGPT: Razorpay, NPCI and OpenAI Tie Up

10 October 20251 min read
BANKING & FINANCEAgentic Paymentson ChatGPT:Razorpay, NPCIand OpenAI Tie Up10 October 2025safalsetu.com

Why in the news

Three players brought UPI into a chat assistant, billed as a first for conversational AI and UPI.

Key facts

  • Partners: Razorpay, NPCI, OpenAI.
  • Agentic Payments: users shop and pay without leaving the chat window.
  • Status: pilot, early partnerships, limited access.
  • Banks: Axis Bank and Airtel Payments Bank, using UPI Circle and UPI Reserve Pay.
  • Runs on Razorpay’s payment base for AI-native UPI transactions.

Exam angle

  • Term: agentic payments; theme: AI-driven commerce.
  • UPI features named: UPI Circle, UPI Reserve Pay.

Test yourself

1. Agentic Payments, launched by Razorpay, NPCI and OpenAI, lets users pay via UPI inside which platform?

UPI shopping and payments work within ChatGPT.

2. Which pair of banks supports the Agentic Payments pilot?

Axis Bank and Airtel Payments Bank are named partners.

3. What is the current stage of the Agentic Payments feature on ChatGPT?

It is in a pilot phase with limited access.