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Cashless Road Accident Treatment Scheme: ₹1.5 Lakh Cover

9 January 20261 min read
GOVERNMENT SCHEMESCashless RoadAccident TreatmentScheme: ₹1.5 LakhCover9 January 2026safalsetu.com

Why in the news

Nitin Gadkari said a nationwide cashless trauma-care scheme will be launched soon by the Prime Minister.

Key facts

  • Cover: ₹1.5 lakh, on any road, not only National Highways.
  • Funding: third-party motor insurance; uninsured vehicles draw on the Road Safety Fund.
  • Good Samaritans (Rahavirs) get ₹25,000, one per incident, to reduce bystander fear.

Exam angle

  • Window: Golden Hour (60 minutes).
  • Fund for uninsured vehicles: Road Safety Fund; helper term: Rahavir.

Test yourself

1. Under the proposed cashless scheme for road accident victims, what is the treatment cover per victim?

Coverage is up to ₹1.5 lakh per accident victim.

2. Good Samaritans who bring road accident victims to hospital under the scheme are termed what?

They are called Rahavirs and get a ₹25,000 award.

3. For accident victims of uninsured vehicles in the cashless scheme, expenses are met from which source?

Uninsured cases draw on the Road Safety Fund.