Viability Plan 2.0 for RRBs Cleared by DFS Till FY28
Why in the news
DFS gave the nod to a second viability plan for Regional Rural Banks, stretching the programme period to FY28. The aim is sounder, better-monitored rural lenders.
Key facts
- Approving body: Department of Financial Services (DFS).
- Name of the framework: Viability Plan 2.0 for Regional Rural Banks (RRBs).
- 30 performance parameters measure profitability, asset quality and operational efficiency.
- Period: extended from FY26 to FY28 once the earlier phase was completed.
- Goals: improved rural credit delivery, digital inclusion and financial stability.
| Aspect | Detail |
|---|---|
| Approved by | DFS |
| Parameters | 30 |
| Parameter areas | Profitability, asset quality, operational efficiency |
| Duration | FY26 to FY28 |
Exam angle
- Likely question: how many parameters does the plan use, and until which year does it run?
- Number tags: 30 parameters; FY28.
- Sector tags: RRBs, rural credit, digital inclusion.