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Unity Bank BharatPe Credit Card on RuPay: Key Features

28 August 20251 min read
BANKING & FINANCEUnity BankBharatPe CreditCard on RuPay:Key Features28 August 2025safalsetu.com

Why in the news

Fintech BharatPe tied up with Unity Small Finance Bank to bring out a credit card aimed at transparent, digital credit access.

Key facts

  • Partners: BharatPe and Unity Small Finance Bank.
  • Network: RuPay (NPCI), with UPI linkage.
  • Lifetime-free: no joining fee, annual fee, processing charges or foreclosure penalties.
  • Customers may prepay EMIs at any time without penalty.
  • Target users: salaried and self-employed individuals wanting digital, transparent credit.

Exam angle

  • Issuer bank: Unity Small Finance Bank.
  • Network: RuPay by NPCI.
  • Fee structure: zero fees.

Test yourself

1. On which payment network is the Unity Bank BharatPe Credit Card launched?

The card runs on NPCI's RuPay network.

2. Which bank partnered with BharatPe for its credit card launch?

The partner is Unity Small Finance Bank.

3. Which feature does the Unity Bank BharatPe Credit Card offer regarding EMIs?

Customers can prepay EMIs without penalties.