Sandhya Kiran Scheme: Karnataka Health Cover for Pensioners
Why in the news
The Karnataka government cleared a new health insurance arrangement for retired state employees who are not yet 70, built on the state’s Ayushman Bharat framework.
Key facts
- Scheme: Sandhya Kiran, approved by the Karnataka Cabinet.
- Eligible: state pensioners under 70 years and their families.
- Nature: contributory and cashless, under Ayushman Bharat-Arogya Karnataka (AB-ArK).
- Cover: ₹5 lakh per family each year.
- Reach: around 4.93 lakh beneficiaries.
What is treated
- Secondary, tertiary and emergency care.
- Services are delivered at empanelled hospitals.
Scheme card
| Feature | Detail |
|---|---|
| State | Karnataka |
| Parent programme | AB-ArK |
| Annual family cover | ₹5 lakh |
| Beneficiaries | About 4.93 lakh |
Exam angle
- Age limit: pensioners below 70 years.
- Umbrella programme: Ayushman Bharat-Arogya Karnataka.
- Financing type: contributory.