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RBI Urban Consumer Confidence Survey: Sentiment Softens

7 February 20261 min read
BANKING & FINANCERBI Urban ConsumerConfidence Survey:Sentiment Softens7 February 2026safalsetu.com

Why in the news

RBI’s latest urban survey shows careful city households, even as macro fundamentals look sturdy.

Key facts

  • Two indices slipped: the Current Situation Index (CSI) and the Future Expectations Index (FEI).
  • This marks cooling optimism after a long post-pandemic rebound.
FactorWhat is happening
Perceived inflationHeadline CPI is low, but housing, education, healthcare and services stay costly; surveys capture perception
Income insecurityJobs have held up, yet pay growth is uneven, white-collar churn is rising and gig work is spreading
Global worriesCity consumers react more to slowdown fears, tech-led job disruption, trade and geopolitical risks

Urban–rural divergence

Transfers and agriculture-linked income cushion rural families, so shocks reach them later.

Exam angle

  • Conducted by RBI; indices: CSI and FEI.
  • Idea: income anxiety without unemployment.

Test yourself

1. Which institution runs the Urban Consumer Confidence Survey?

The notes describe it as an RBI survey.

2. In the RBI survey notes, which two indices declined?

Both CSI and FEI declined, indicating cooling optimism.

3. Why are rural households less affected by global shocks, per the RBI survey notes?

Transfers and farm-linked income cushion rural households.

This topic is part of Daily Current Affairs 7 February 2026 (19 topics).

All topics of the dayDay quizFebruary 2026

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