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RBI Penalties in FY25: ₹54.78 Crore Across 353 Actions

3 June 20251 min read
BANKING & FINANCERBI Penalties inFY25: ₹54.78 CroreAcross 353 Actions3 June 2025safalsetu.com

Why in the news

For breaching supervisory norms in FY25, the RBI penalised regulated entities (REs) a total of ₹54.78 crore through 353 actions.

Key facts

Entity typeCount₹ crore
Cooperative banks26415.63
Private banks1514.8
Public sector banks811.11
NBFCs/ARCs377.29
HFCs130.83
Foreign banks6Not stated

Lapses

  • Cybersecurity gaps, exposure norm breaches, IRAC rules.
  • KYC non-compliance and wrong fraud reporting.
  • No reporting to CRILC; late data to Credit Information Companies.

Exam angle

  • IRAC: Income Recognition and Asset Classification.
  • CRILC: Central Repository of Information on Large Credits.

Test yourself

1. What total penalty did RBI levy on regulated entities in FY25 through 353 enforcement actions?

The notes give a total of ₹54.78 crore across 353 actions.

2. Which category of regulated entities faced the largest number of RBI penalty actions in FY25?

264 of the 353 actions were against cooperative banks.

3. What does CRILC stand for in the context of RBI's FY25 penalty violations?

CRILC is the Central Repository of Information on Large Credits.

This topic is part of Daily Current Affairs 3 June 2025 (20 topics).

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