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RazorpayX Corporate Cards for Startups with Mastercard

26 June 20251 min read
BANKING & FINANCERazorpayXCorporate Cardsfor Startups withMastercard26 June 2025safalsetu.com

To close the credit gap faced by startups, RazorpayX brought out a corporate card product in June 2025.

Key facts

  • Issuer partners: Mastercard, RBL Bank and YES Bank.
  • Limit: up to ₹2 crore, no collateral needed.
  • Liability: business spending does not touch founders’ personal credit scores.
  • Forex: mark-up fee of only 2.5%.
  • Target users: startups that struggle to get formal credit.

Exam angle

  • RazorpayX is the business banking arm of Razorpay.
  • Key numbers: ₹2 crore and 2.5%.

Test yourself

1. What is the maximum collateral-free credit limit on RazorpayX Corporate Cards?

The limit goes up to ₹2 crore without collateral.

2. What forex mark-up fee do RazorpayX Corporate Cards carry?

The mark-up is 2.5%.

3. RazorpayX is the business banking arm of which company?

RazorpayX is Razorpay's business banking arm.