PM RAHAT: Cashless Treatment for Road Accident Victims
Why in the news
PM RAHAT lets crash victims get life-saving hospital care without upfront payment.
Key facts
- Benefit: cashless treatment up to ₹1.5 lakh.
- Window: first 7 days after the accident.
Who does what
| Agency | Role |
|---|---|
| MoRTH | Designs and supervises the scheme; crash data flows through eDAR |
| NHA | Settles claims; digital transactions run on TMS 2.0 |
| District administration | Handles grievances; the District Road Safety Committee keeps watch |
Objectives
- Stop avoidable deaths from delayed care.
- Better coordination among police, hospitals and insurers.
Exam angle
- Limit ₹1.5 lakh; window 7 days.
- Platforms: eDAR and TMS 2.0.