NPCI-IDRBT MoU on Digital Payments Cybersecurity
Why in the news
Fast growth in digital payments has raised cyber threats, so NPCI and IDRBT agreed to cooperate on skills, intelligence and certification.
Key facts
- Objectives: cyber training on data privacy and digital risk; certified security programmes; information sharing, early warning and incident response.
- Platform: IBCART 3.0, IDRBT’s upgraded threat intelligence system.
- Joint capacity building across rural and urban systems; certified cyber talent for banks and fintechs.
- Fits India’s Digital Public Infrastructure (DPI) and financial inclusion goals.
| Aspect | NPCI | IDRBT |
|---|---|---|
| Role | Umbrella body for retail payments | Banking technology R&D |
| Known for | UPI, IMPS, RuPay, AePS, NACH, e-RUPI | INFINET, SFMS, National Financial Switch |
| Other | Subsidiaries NIPL, NBBL, NBSL | CISO, CIO, CAO forums |
Exam angle
- NIPL: international; NBBL: bill payments; NBSL: registry services.