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Niveshak Didi Phase 2: IEPFA and IPPB Financial Literacy Drive

9 April 20251 min read
GOVERNMENT SCHEMESNiveshak DidiPhase 2: IEPFA andIPPB FinancialLiteracy Drive9 April 2025safalsetu.com

Why in the news

Phase 2 of Niveshak Didi starts in April 2025, taking financial education to rural, semi-urban and tribal areas.

About Niveshak Didi

  • Community-based programme using trained women postal workers as educators.
  • Run by IEPFA (Ministry of Corporate Affairs) and IPPB (Department of Posts, Ministry of Communications).
  • Aims: financial literacy, safe saving, digital banking skills and fraud protection.

Phase 2 plan

  • 40,000+ women postal workers trained; 4,000+ new camps.
  • Curriculum: savings and investment basics, IPPB digital tools, cybersecurity.
  • Offered in 13 languages; over 60% of Phase 1 beneficiaries were rural women.

Exam angle

  • Phase 1: 2023; Phase 2: April 2025.
  • Bodies: IEPFA (MCA) and IPPB (DoP).

Test yourself

1. Which two bodies run the Niveshak Didi financial literacy initiative?

IEPFA and IPPB are the partnering entities.

2. How many women postal workers are to be trained as Niveshak Didis in Phase 2?

Phase 2 plans to train over 40,000 women postal workers.

3. Under which ministry does IEPFA, a Niveshak Didi partner, function?

IEPFA is under the Ministry of Corporate Affairs.