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IndusInd Bank Well Capitalised, Says RBI After Derivatives Lapse

17 March 20251 min read
BANKING & FINANCEIndusInd BankWell Capitalised,Says RBI AfterDerivatives Lapse17 March 2025safalsetu.com

Why in the news

After IndusInd Bank’s shares fell on a discrepancy in its derivatives book, the RBI said the lender’s finances are stable.

Key facts

  • The disclosure was expected to put about 2.35% of value at stake.
  • The bank hired an external audit team to review systems and gauge the real impact.
  • Depositors were asked not to react to speculative reports; RBI keeps a close watch on stability and compliance.

Exam angle

  • Regulatory LCR floor: 100%.
  • Issue: derivatives portfolio discrepancy.
  • Regulator: Reserve Bank of India.

Test yourself

1. What was IndusInd Bank's Capital Adequacy Ratio in the Q3FY25 auditor-reviewed results?

The CAR was 16.46% as reviewed by auditors for Q3FY25.

2. IndusInd Bank's Liquidity Coverage Ratio of 113% compares with what regulatory requirement?

The LCR requirement is 100%, which the bank exceeds.

3. What triggered the fall in IndusInd Bank's share price in these notes?

A discrepancy in the derivatives portfolio led to the drop.

This topic is part of Daily Current Affairs 16 & 17 March 2025 (23 topics).

All topics of the dayDay quizMarch 2025

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