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EnKash Payment Gateway: Unified Gateway for SMBs and Startups

23 May 20251 min read
BANKING & FINANCEEnKash PaymentGateway: UnifiedGateway for SMBsand Startups23 May 2025safalsetu.com

Why in the news

In May 2025, fintech EnKash launched a payment gateway for small businesses, calling itself the first with a fully unified payments and spend management stack.

Key facts

  • Context: ₹14 lakh crore of UPI transactions in March 2025.
  • SMB pain points: 20-30% failures at peak hours, manual reconciliation and disconnected systems.
  • Company: founded 2018; raised $23M; licences in PAPG, BBPOU and PPI.

Gateway features

FeatureDetail
IntegrationLow-code/no-code SDKs and APIs
TestingUnlimited developer sandbox
RoutingOrchestration for smart routing and reconciliation
InsightReal-time monitoring and analytics
SupportZero-cost lifetime support
PlatformsShopify, WooCommerce, Magento, custom

Stack and sectors

  • Accounts payable automation, expense management, corporate cards, loyalty and embedded gateway.
  • Serves D2C, SaaS, B2B commerce, healthcare, education, logistics and hospitality.

Exam angle

  • A payment gateway lets merchants accept card payments online and in stores.

Test yourself

1. EnKash launched its payment gateway for roughly how many underserved SMBs and startups?

The notes cite over 63 million underserved SMBs and startups.

2. In which year was EnKash founded?

EnKash was founded in 2018.

3. UPI transactions in India reached what value in March 2025, as cited with the EnKash launch?

The figure was ₹14 lakh crore.