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Banking Sector FDI Falls to USD 115 Million in FY25

12 February 20261 min read
BANKING & FINANCEBanking SectorFDI Falls to USD115 Million in FY2512 February 2026safalsetu.com

Why in the news

The Finance Ministry replied in the Rajya Sabha with data on foreign money in banks and on Mudra lending.

Key facts

  • Banking FDI equity inflow was USD 115 million in FY25 versus USD 898 million in FY23, a steep decline.
  • State Bank of India has the top foreign holding among PSBs: 11.07%.
  • Since PMMY began, more than 56.31 crore Mudra loans, totalling Rs 37.31 lakh crore, have been sanctioned.

Numbers side by side

IndicatorFigure
Banking FDI equity, FY23USD 898 million
Banking FDI equity, FY25USD 115 million
SBI foreign holding11.07%
Mudra loans (count)56.31 crore
Mudra loans (value)Rs 37.31 lakh crore

Exam angle

  • Data shared in Rajya Sabha by the Ministry of Finance.
  • PSB with highest foreign holding: State Bank of India.

Test yourself

1. What was banking-sector FDI equity inflow in FY25, as told to the Rajya Sabha?

It fell to USD 115 million in FY25 from USD 898 million in FY23.

2. Which public sector bank has the highest foreign shareholding at 11.07%?

SBI recorded the highest foreign shareholding among PSBs.

3. Since the launch of PMMY, what total value of Mudra loans has been sanctioned?

Over 56.31 crore loans worth Rs 37.31 lakh crore were sanctioned.