Ayushman Sahakar Scheme: NCDC Funding for Cooperative Hospitals
Why in the news
The Union Minister for Home and Cooperation told the Rajya Sabha how the Ayushman Sahakar Scheme is being implemented and funded.
Key facts
- Launched: 2020; agency: NCDC; ministry: Cooperation.
- Consistent with the National Health Policy, 2017.
- Eligible: cooperative societies under State or Multi-State Acts with healthcare in their bye-laws.
- Covers hospitals, clinics, diagnostics, modernisation, AYUSH, digital health, telemedicine, insurance and working capital.
| Financial feature | Detail |
|---|---|
| Support | Term or investment loans |
| Tenure | Up to 8 years, 1–2 year moratorium |
| Share financed | Up to 90% |
| Women-led cooperatives | 1% rebate for timely repayment |
| Route | State governments or directly NCDC; collateral or guarantee as per norms |
Objectives
- Affordable community healthcare, better access in underserved areas, and AYUSH and digital health integration.
Exam angle
- Implementer NCDC; launch 2020; rebate 1%.