Skip to content
Free updates Login
SSCBankingUPSC & State PSCNABARD / RBI

RBI to pay record ₹2.69 trillion surplus to Centre for FY25

27 May 20251 min read
BANKING & FINANCERBI to pay record₹2.69 trillionsurplus to Centrefor FY2527 May 2025safalsetu.com

Why in the news

The RBI Central Board cleared a record payout to the Union government, its second in a row, while raising the risk buffer.

Key facts

  • FY25 surplus: ₹2.69 trillion, up 27% from ₹2.11 trillion in FY24.
  • New CRB range 4.5%-7.5% (6% +/- 1.5%), replacing 5.5%-6.5%.
  • Legal basis: Section 47, RBI Act, 1934.
  • The ECF was reviewed after five years, per the Bimal Jalan Committee.
Dollar salesFY24FY25
Gross$153 bn$399 bn
Net–$34.5 bn

Cheaper historical dollar cost versus spot prices created big forex gains, keeping the surplus high.

Fiscal implications

  • Budget 2025-26 assumed ₹2.56 trillion from RBI and PSU dividends.
  • Deficit may ease about 20 bps to 4.2% of GDP, or fund about ₹70,000 crore more spending.

Exam angle

  • Record transfer: ₹2.69 trillion.
  • CRB top limit: 7.5%.

Test yourself

1. What surplus did the RBI Central Board approve for transfer to the Centre for FY25?

A record ₹2.69 trillion was approved, 27% above the FY24 transfer.

2. What is the revised range of the RBI's Contingency Risk Buffer after the ECF review?

The range was revised from 5.5%-6.5% to 6% +/- 1.5%, i.e. 4.5%-7.5%.

3. Under which section of the RBI Act, 1934 does the RBI transfer surplus to the Central Government?

Section 47 governs the transfer of the RBI's surplus profit to the Centre.

This topic is part of Daily Current Affairs 24 May 2025 (10 topics).

All topics of the dayDay quizMay 2025

Read more