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SBI ‘Only Yono’: FY26 Digital Transformation Plan

30 June 20251 min read
BANKING & FINANCESBI ‘Only Yono’:FY26 DigitalTransformationPlan30 June 2025safalsetu.com

SBI, India’s largest public sector bank, outlined an FY26 transformation covering AI, multilingual service and digitisation across banking lines.

App features

  • Hyper-personalised journeys, biometric login and a multilingual interface.
  • Paperless banking: video KYC for sole proprietorship accounts and facial recognition in kiosk banking for rural reach.

Other plans

  • Agri: digital Kisan Credit Card journey to five more states; revamped Agri Loan Management System.
  • Branches: 3,000+ Swayam kiosks for automatic passbook printing.
  • Data: real-time Data Lakehouse by September 2026 to centralise decision data.
  • Trade finance: new digital modules; export and import modules went live in April 2025, helping MSME and cross-border banking.

Exam angle

  • App name: Only Yono; planning year: FY26.
  • Swayam kiosks: passbook printing.

Test yourself

1. What is the name of SBI's planned next-generation mobile banking app?

The notes call it 'Only Yono'.

2. SBI plans to deploy how many Swayam kiosks for passbook printing?

The plan covers 3,000+ Swayam kiosks.

3. By when is SBI's real-time analytics Data Lakehouse due?

It is to be developed by September 2026.