SBI ‘Only Yono’: FY26 Digital Transformation Plan
SBI, India’s largest public sector bank, outlined an FY26 transformation covering AI, multilingual service and digitisation across banking lines.
App features
- Hyper-personalised journeys, biometric login and a multilingual interface.
- Paperless banking: video KYC for sole proprietorship accounts and facial recognition in kiosk banking for rural reach.
Other plans
- Agri: digital Kisan Credit Card journey to five more states; revamped Agri Loan Management System.
- Branches: 3,000+ Swayam kiosks for automatic passbook printing.
- Data: real-time Data Lakehouse by September 2026 to centralise decision data.
- Trade finance: new digital modules; export and import modules went live in April 2025, helping MSME and cross-border banking.
Exam angle
- App name: Only Yono; planning year: FY26.
- Swayam kiosks: passbook printing.