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UPI Biometric Authentication Planned by NPCI

29 July 20251 min read
BANKING & FINANCEUPI BiometricAuthenticationPlanned by NPCI29 July 2025safalsetu.com

Why in the news

NPCI is building a biometric option for UPI payments to curb fraud and ease use.

Key facts

  • Demo likely at the 2025 Global Fintech Fest; work in progress for over a year.
  • Aims at PIN theft and phishing risks.
  • Draws on Aadhaar-linked data and mobile biometric sensors.

Rationale

  • Helps elderly and less tech-savvy users.
  • Responds to fraud around PIN and OTP.
  • Brings greater convenience alongside stronger security.

Exam angle

  • Body: NPCI.
  • Event for demo: Global Fintech Fest.

Test yourself

1. Which body is developing biometric authentication for UPI transactions?

NPCI has been building the feature.

2. Where is the demo of UPI biometric authentication likely to be shown?

A demo is likely at the 2025 Global Fintech Fest.

3. Biometric authentication would replace which existing step in UPI payments?

It would be used instead of a 4 or 6-digit PIN.