Unity Bank BharatPe Credit Card on RuPay: Key Features
Why in the news
Fintech BharatPe tied up with Unity Small Finance Bank to bring out a credit card aimed at transparent, digital credit access.
Key facts
- Partners: BharatPe and Unity Small Finance Bank.
- Network: RuPay (NPCI), with UPI linkage.
- Lifetime-free: no joining fee, annual fee, processing charges or foreclosure penalties.
- Customers may prepay EMIs at any time without penalty.
- Target users: salaried and self-employed individuals wanting digital, transparent credit.
Exam angle
- Issuer bank: Unity Small Finance Bank.
- Network: RuPay by NPCI.
- Fee structure: zero fees.