1. Which startup unveiled what it calls the world's first open-source Artificial General Intelligence (AGI) network in 2025?
Answer: B. Sentient's open-source AGI network, with over 2 million users on its waitlist, lets several AI agents and data sources work together in real time.
2. By 2035, what GDP growth rate is targeted by NITI Aayog's 'AI for Viksit Bharat Roadmap'?
Answer: E. The roadmap aims for sustained growth above 8% through 2035, using AI gains in productivity, sector adoption and R&D to cover 30–35% of India's growth gap.
3. Where was the 21st edition of the India–US exercise 'Yudh Abhyas 2025' conducted?
Answer: C. The exercise ran in Alaska from Sept 1 to 14, 2025, deepening defence ties between India and the United States.
4. Under the RBI's new directions, what is the initial minimum net worth for non-bank Payment Aggregators (PAs)?
Answer: A. Non-bank PAs need ₹15 crore when they apply, and this has to grow to ₹25 crore by the close of the third financial year.
5. Which feature is NOT part of RBI's final guidelines on Payment Aggregators?
Answer: D. PAs are barred from keeping card credentials, which protects customer data, while the other items listed are genuine requirements.
6. Swagat-FI, a framework from SEBI, mainly targets which type of investor?
Answer: B. It makes onboarding easier for low-risk overseas investors such as sovereign wealth funds, pension funds and central banks, and gives them a 10-year validity.
7. Which regulator has permitted several bespoke pension plans for one subscriber under the National Pension System (NPS)?
Answer: E. The Pension Fund Regulatory and Development Authority enabled multiple plans per subscriber, giving NPS members more flexibility and personalisation.
8. How will users mainly gain from the forthcoming 'Netbanking 2.0' system built by NPCI?
Answer: C. Netbanking 2.0 is an interoperable switch that standardises settlements, chargebacks and reconciliation, so no separate integration with every bank is required.
9. Which Hyderabad-based fintech got NPCI's approval as a Third-Party Application Provider (TPAP) for UPI?
Answer: A. NPCI cleared Viyona Fintech as a TPAP; it offers UPI services through the GraamPay and Viyona Pay apps with a rural focus.
10. Which weather condition expected in late 2025 should help wheat, barley and mustard crops in North India?
Answer: D. Forecasters expect a winter colder than usual after heavy monsoon rains, which should lift Rabi crops such as wheat, barley and mustard in the north.
11. To what depth can India's Deep Submergence Rescue Vehicles operate, according to the notes?
Answer: E. The DSRVs, inducted in 2018-19, can operate to a depth of 650 metres.
12. What is the name of the consumer interface of Sentient's open-source AGI network?
Answer: A. Users access the network through Sentient Chat.
13. Which body launched the AI for Viksit Bharat Roadmap?
Answer: A. NITI Aayog launched it under its Frontier Tech Hub.
14. In which US location was the 2025 edition of Yudh Abhyas held?
Answer: B. It took place at Fort Wainwright and Yukon Training Area, Alaska.
15. What is the minimum net worth a non-bank payment aggregator must reach by the end of the 3rd financial year?
Answer: D. Net worth starts at ₹15 crore and rises to ₹25 crore.