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RBI Approves Record Rs 2.87 Lakh Crore Surplus for FY26

25 May 20261 min read
BANKING & FINANCERBI ApprovesRecord Rs 2.87Lakh Crore Surplusfor FY2625 May 2026safalsetu.com

Why in the news

The central bank will hand over its biggest-ever surplus to the Centre. It reported strong income growth and a larger balance sheet.

Key facts

  • Amount: Rs 2.87 lakh crore, a record transfer for FY26.
  • Forum: 623rd meeting of the RBI Central Board.
  • Chair: Governor Sanjay Malhotra.
  • Contingency Risk Buffer (CRB): maintained at 6.5% of the balance sheet.
  • RBI reported strong growth in income and expansion of its balance sheet.

Exam angle

  • Numbers to recall: Rs 2.87 lakh crore; meeting 623; CRB 6.5%.
  • Recipient: Government of India.
  • Decision-making body: Central Board chaired by the Governor.

Test yourself

1. What surplus did the RBI approve for transfer to the government for FY26?

The record transfer is Rs 2.87 lakh crore.

2. At which meeting of the RBI Central Board was the FY26 surplus transfer approved?

The decision came at the 623rd meeting chaired by Governor Sanjay Malhotra.

3. At what percentage of the balance sheet did the RBI maintain its Contingency Risk Buffer in this decision?

The Contingency Risk Buffer stayed at 6.5% of the balance sheet.