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VIYONA Fintech: Bharat Connect COU Approval Explained

29 July 20261 min read
BANKING & FINANCEVIYONA Fintech:Bharat ConnectCOU ApprovalExplained29 July 2026safalsetu.com

Why in the news

A Hyderabad fintech startup, VIYONA, was cleared to work as a Customer Operating Unit (COU) on Bharat Connect, the platform earlier known as BBPS.

Key facts

  • Approval: Customer Operating Unit status on Bharat Connect, which used to be BBPS.
  • Capability: interoperable payments for utilities, broadband, insurance, EMIs, education fees and more.
  • Integration: banks, NBFCs, fintech firms and government bodies can plug into Bharat Connect through VIYONA’s platform.
  • Existing NPCI certifications: UPI Switch, IMPS, BOU, eKYC Setu.
  • Base: Hyderabad.
Payment categoryIncluded
UtilitiesElectricity, water, gas
Telecom/internetBroadband
FinanceInsurance, EMIs
EducationFees

Exam angle

  • Bharat Connect was formerly called BBPS.
  • COU = Customer Operating Unit.
  • Remember the NPCI list held by VIYONA: UPI Switch, IMPS, BOU, eKYC Setu.

Test yourself

1. Bharat Connect, in which VIYONA became a Customer Operating Unit, was earlier known as what?

Notes state Bharat Connect was formerly BBPS.

2. VIYONA Fintech received approval as which type of entity under Bharat Connect?

The approval is for operating as a Customer Operating Unit.

3. VIYONA Fintech, approved under Bharat Connect, is based in which city?

The startup is Hyderabad-based.